FRAUD ALERT: SCU Credit Union will never contact you and request information like PIN, account numbers, Social Security Numbers and online banking passwords. You should not give out or confirm any of this information unless YOU initiated the phone call. Use caution if you are being pressured for information immediately or if there is a sense of urgency.

SCU Credit Union will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. You may access your funds through ATMs, Mobile and Online Banking.

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You're Secure at SCU Credit Union

In today's ever-changing financial landscape, we wanted to remind our members they can feel at ease knowing their deposits are 100% secure.

SCU member deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), an agency of the U.S. Federal Government. Member shares and deposits in excess of NCUA limits are fully insured by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

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Worried About Check Fraud?

Not long ago few would have predicted writing checks and dropping them into a blue postal box would become a risky behavior. Yet today, every check written can provide the necessary ingredients for low-level fraud artists and crime rings to defraud individuals and financial institutions billions of dollars.

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uChoose Rewards®

A Debit Mastercard® that earns rewards points - Yep. You can earn reward points just by using your SCU Credit Union Debit Mastercard®

Shopping is a part of life, so why not get rewarded? From little everyday purchases to big splurges, uChoose earns rewards points each time you buy. Earning points using your SCU Credit Union Debit Mastercard® is easy... and redeeming the points you earn is fun. 

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LTV: Why is it Important - HELOCs Explained

Loan-to-value (LTV) is the percentage of a home's value that is financed by a mortgage, including a home equity line of credit (HELOC). The LTV (Loan to Value) ratio is a critical factor for lenders when considering an application for a HELOC.

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HELOCs Explained – What is a HELOC

Owning a home is a significant accomplishment, and over time, it builds equity – the difference between your home's market value and what you still owe on your mortgage. This equity represents a valuable resource, and a Home Equity Line of Credit (HELOC) can help you tap into it.

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