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Car Loans

couple in new car
New and Used Car Loans

Drive away in a new or used car financed by SCU Credit Union.

We can help you hit the road faster and smarter, while keeping more money in your pocket with better terms and reduced monthly payments.

apply for a car loan

New & Used Car Loans

Highlights


Fast approval process
Low interest rates
Finance up to 115% of your car's value

Why choose us for your car loan?


Unlike dealership financing, which often comes with extra fees and marked-up interest rates, our loans are designed to provide transparency, better rates, and lower monthly payments that work for your budget.

  • Down payment options – as little as no money down
  • Flexible terms up to 84 months for a new car and up to 75 months for a used car
  • Finance up to 115% of your car's value (subject to certain limitations)

mom smiling at her daughter in the back window

Refinance & Save

Drive down your payments

Refinance your auto loan and enjoy lower monthly payments. Keep more money in your pocket and enjoy the ride.

learn more about refinancing my car loan

rates as low as
5.49%
APR

Your car could cost less!

Slash your loan payments through refinancing and discover how much you can save.

lower my car payment

Boats, RVs, and motorcycles, oh my...

If you need something other than a car, we have options for you. Hit the water, trails, or the open road with our experienced team and great terms and rates.

Auto Loans | Frequently Asked Questions

Questions? Complete this form and a loan officer will contact you to understand your needs and develop a plan to help.



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