SCU Credit Cards
Discover the benefits of an SCU Visa® Credit Card.
Our members enjoy no annual fees and low interest rates. If you like earning rewards for using your card, we have you covered there, too.
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SCU Credit Union Visa® Credit Cards
Help you keep payments low with 0% APR for first 12 billing cycles*
Keep you in the know with everyday access to your credit score
Give you control with transaction alerts, card controls, and travel alerts
Keep you Safe with Visa® Zero Liability – You won't be held responsible for unauthorized charges made with your account or account information.
Make it easy to pay with Tap to Pay contactless payment & Digital Wallet
Visa® Signature Rewards
Do you want your credit card to help you pay for things you need and love. The Visa Signature Reward card makes paying for everyday bills like your cable bill even more rewarding. You can even help pay for your travel by traveling.
Highlights
SCU Rewards for all the important things
5X rewards on your utility bill
4X rewards on restaurants
3X rewards on travel and gas
2x rewards on entertainment (concerts and amusement parks for example)
2,500 bonus points for new accounts
Great Additional Benefits
- 0% APR for first 12 billing cycles*
- Variable APR as low as 17.99%
- Auto Rental Collision Damage Insurance
- Roadside Assistance
- Travel and Emergency Assistance
Visa® Platinum
Is the interest too high on your current credit card? Save money by transferring your current balance to our Visa® Platinum card.
Highlights
- 0% APR for first 12 billing cycles*
- Variable APR as low as 16.24%
- Auto Rental Collision Damage Insurance
- Roadside Assistance
Visa® Platinum Secured
Looking to build or reestablish your credit? The Visa® Platinum Secured credit card is a smart way to get started.
Highlights
- 0% APR for first 12 billing cycles*
- Variable APR as low as 17.99%
| Features | Visa® Signature Rewards | Visa® Platinum | Visa® Platinum Secured |
|---|---|---|---|
| Annual Fee | $0 | $0 | $0 |
| Introductory rate for purchases & balance transfers | 0% APR for the first 12 billing cycles | 0% APR for the first 12 billing cycles | 0% APR for the first 12 billing cycles |
| Rate after introductory period on purchases & balance transfers | Variable APR as low as 17.99% | Variable APR as low as 16.24% | Variable APR as low as 17.99% |
| Over Limit Fee | $0 | $0 | $0 |
| Earns Visa Signature Rewards | Earn one point for every dollar spent, redeemable for cash, merchandise, travel and more 2,500 bonus points for new accounts | ||
| Travel and Emergency Assistance Services | x | ||
| Travel Accident Insurance | x | ||
| Auto Rental Collision Damage Waiver | x | x | x |
| Roadside Dispatch | x | x | x |
| Worldwide Travel Accident and Baggage Delay Insurance | x | ||
| 24 Hour Concierge Service | x | ||
| Visa Consumer Alerts | x | x | x |
| Visa Zero Liability Protection | x | x | x |
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Demonstrates how many monthly payments and how much interest will be paid on a credit card.
How Do I Build Credit?
A good credit score has a major impact on your finances, so it’s important to start out strong. In this Coach session, learn how to build a credit score for the first time or boost an already decent score, and create a plan with options that work for you. To begin, select Get Started. Follow the prompts, answer the questions, and provide information when asked.
- Banzai Financial Literacy
- GreenPath Learning Lab +
* Introductory rate is not applicable to balances currently owed to the credit union.