Credit Card Balance Transfers
Save money by transferring your current balance to our Visa® Platinum card.
Save on Interest!
Save yourself some extra cash and take a break from paying high interest. With a new SCU Credit Union Visa® Platinum Card, you'll enjoy a 0% Introductory Annual Percentage Rate (APR) on purchases and balance transfers for the first 12 billing cycles and a variable APR as low as 16.74% thereafter. That's great savings for a whole year! Plus, we keep our standard rate competitive, so after a year you will continue to enjoy a great rate without an annual fee.
Highlights
- 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles and a variable APR as low as 16.24% thereafter.
- 3% Balance Transfer Fee | Each Advance ($10.00 minimum - $75.00 maximum), whichever is greater.
- Auto Rental Collision Damage Insurance
- Roadside Assistance
Get Out of Debt
Managing debt is the best way to find financial freedom. This Coach session acts as a virtual Debt Coach, providing useful strategies to manage your personal debt situation and create a plan to pay off your debts using the debt snowball or avalanche methods.
| Features | Visa® Signature Rewards | Visa® Platinum | Visa® Platinum Secured |
|---|---|---|---|
| Annual Fee | $0 | $0 | $0 |
| Introductory rate for purchases & balance transfers | 0% APR for the first 12 billing cycles | 0% APR for the first 12 billing cycles | 0% APR for the first 12 billing cycles |
| Rate after introductory period on purchases & balance transfers | Variable APR as low as 17.99% | Variable APR as low as 16.24% | Variable APR as low as 17.99% |
| Over Limit Fee | $0 | $0 | $0 |
| Earns Visa Signature Rewards | Earn one point for every dollar spent, redeemable for cash, merchandise, travel and more 2,500 bonus points for new accounts | ||
| Travel and Emergency Assistance Services | x | ||
| Travel Accident Insurance | x | ||
| Auto Rental Collision Damage Waiver | x | x | x |
| Roadside Dispatch | x | x | x |
| Worldwide Travel Accident and Baggage Delay Insurance | x | ||
| 24 Hour Concierge Service | x | ||
| Visa Consumer Alerts | x | x | x |
| Visa Zero Liability Protection | x | x | x |
|
|
|||