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Credit Card Rates

Table data for Visa® Credit Cards Rates
 
Description1 Visa Platinum Visa Signature Rewards Visa Platinum Secured Alert Me
Lowest APR1 for purchases 16.24% 17.99% 17.99%
Lowest APR1 for balance transfers 16.24% 17.99% 17.99%
Lowest APR1 for cash advances 16.24% 17.99% 17.99%
Rewards N/A Earn Visa Signature Rewards Points* N/A
Annual Fee $0 $0 $0
Balance Transfer Fee for each transaction 3.00% of each advance($10.00 minimum -$75.00 maximum). 3.00% of each advance($10.00 minimum -$75.00 maximum). 3.00% of each advance($10.00 minimum -$75.00 maximum).
Cash Advance Fee for each transaction $10.00 or 3.00% of each advance, whichever is greater. $10.00 or 3.00% of each advance, whichever is greater. $10.00 or 3.00% of each advance, whichever is greater.
Foreign Currency Transaction Fee for each transaction 2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country. 2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country. 2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country.
*Please refer to SCU's VISA Signature Rewards Program Rules for full applicable terms and conditions.
  • 1APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%. Please refer to SCU's VISA Credit Card Agreement for Consumers for full applicable terms and conditions.