About Us | SCU Credit Union

Get to know us

SCU Credit Union (Sharon & Crescent United Credit Union) was formed in 2020 through the merger of Sharon Credit Union and Crescent Credit Union. Both credit unions were founded by individuals who relied on each other, invested in a cooperative endeavor, and, in doing so, invested in each other's future. Today, we remain member-owned and dedicated to improving our members' financial well-being by offering better rates, lower fees, and personalized service.

Welcome to SCU Credit Union

As a member of SCU Credit Union, you can take advantage of our full range of deposit accounts, loans, and related services featuring highly competitive rates. We are a leading provider of home and auto financing throughout our service area. We offer the latest technology, which allows you access to your accounts from your home, office or on the go. All our services are provided by a highly experienced and friendly staff that welcomes the opportunity to serve you. SCU Credit Union was incorporated in 1956 and operates under the supervision of the State Banking Commissioner. Deposits are federally insured up to $250,000 by the National Credit Union Association (NCUA), an agency of the U.S. Federal Government. The shares and deposits of the Credit Union in excess of NCUA limits are fully insured by the Massachusetts Credit Union Share Insurance Corporation (MSIC).

Our Mission

Positively impact the financial well-being of our members by providing access to a wide range of products and services; to support the diverse communities we serve through education and collaboration; and to foster a rewarding environment for our employees.

Vision Statement

To become the most EMPOWERING financial institution throughout our service area.

Membership

Membership in SCU Credit Union is open to persons who:

1. live, work, attend school, college or university, or have a usual place of business in

Barnstable, Bristol, Dukes, Middlesex, Nantucket, Norfolk, Plymouth, or Suffolk counties of the commonwealth of Massachusetts,
the Bristol, Newport, or Providence counties of the State of Rhode Island,
and the following towns in Worcester county of the Commonwealth of Massachusetts: Blackstone, Hopedale, Mendon, Milford, Millville, Northbridge, Southborough, Upton, Uxbridge and Westborough, or

2. are family members of eligible persons, regardless of location.

Membership-related terms:

Family member: a spouse, child, brother, sister, parent, grandchild, grandparent, stepchild, stepbrother, stepsister, sister-in-law, brother-in-law, mother-in-law, father-in-law, daughter-in-law, son-in-law, aunt, uncle, niece, nephew, or cousin of a member.

School, college, or university: a postsecondary education organization accredited by an accrediting agency recognized by the U.S. Secretary of Education, excluding any organization that offers instruction exclusively via the internet or otherwise does not instruct students at a location within a city, town or county listed above.

Attend: enrolled in one or more courses of study held at a location of such a school, college or university.

Organization member means any fraternal organization, voluntary association, partnership or corporation, having a usual place of business within the commonwealth and composed principally of individual members or stockholders who are themselves eligible to membership in a credit union or the Central Credit Union Fund, Inc.

Joining is simple

Why join SCU Credit Union? Because membership is more than being just a customer. You are part-owner of a financial cooperative that strengthens and builds the communities around you. Keeping your money in a community credit union helps your neighbors and local businesses reach their financial goals and prosper. To become a member, all you need is a $5.00 Savings Account. You can open your account online or stop by a branch near you.

open your account online