Deposit Rates
| Description | Rate | APY1 | Minimum Balance2 | Alert Me |
|---|---|---|---|---|
| Share Account | 0.01% | 0.01% | $5.00 | Receive a notification when this rate changes |
| MyHoliday Savings Club | 0.01% | 0.01% | $1.00 | Receive a notification when this rate changes |
| MyVacation Savings Club | 0.01% | 0.01% | $1.00 | Receive a notification when this rate changes |
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| Description1 | Rate | APY2 | Minimum Balance3 |
|---|---|---|---|
| Tier 1 | 3.93% | 4.00% | $10.00 - $9,999.99 |
| Tier 2 | 2.96% | 4.00% - 3.20% | $10,000.00 - $49,999.99 |
| Tier 3 | 1.00% | 3.20% - 1.52% | $50,000.00 - $249,999.99 |
| Tier 4 | 0.05% | 1.52% - 0.05% | $250,000.00+ |
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| Description | Rate | APY1 | Minimum Balance2 | Alert Me |
|---|---|---|---|---|
| Tier 1 | 0.03% | 0.03% | $5.00 - $2,499.99 | Receive a notification when this rate changes |
| Tier 2 | 0.50% | 0.50% | $2,500 - $49,999.99 | Receive a notification when this rate changes |
| Tier 3 | 1.24% | 1.25% | $50,000+ | Receive a notification when this rate changes |
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| Description | Rate | APY1 | Minimum Balance2 | Alert Me |
|---|---|---|---|---|
| Tier 1 | 2.96% | 3.00% | $50,000 - $249,999.99 | Receive a notification when this rate changes |
| Tier 2 | 2.96% | 3.00% | $250,000 - $499,999.99 | Receive a notification when this rate changes |
| Tier 3 | 3.20% | 3.25% | $500,000 - $999,999.99 | Receive a notification when this rate changes |
| Tier 4 | 3.20% | 3.25% | $1,000,000 - $2,499,999.99 | Receive a notification when this rate changes |
| Tier 5 | 3.20% | 3.25% | $2,500,000+ | Receive a notification when this rate changes |
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| MyInterest Checking | Rate | APY1 | Minimum Balance2 |
|---|---|---|---|
| Tier 1 | 0.00% | 0.00% | $5.00 - $499.99 |
| Tier 2 | 0.00% | 0.00% | $500 - $4,999.99 |
| Tier 3 | 0.01% | 0.01% | $5,000 - $9,999.99 |
| Tier 4 | 0.05% | 0.05% | $10,000+ |
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| MyBusiness Plus Checking | Rate | APY1 | Minimum Balance2 |
|---|---|---|---|
| Tier 1 | 0.01% | 0.01% | Less than $4,999.99 |
| Tier 2 | 0.03% | 0.03% | $5,000 - $49,999.99 |
| Tier 3 | 0.05% | 0.05% | $50,000 - $99,999.99 |
| Tier 4 | 0.10% | 0.10% | $100,000+ |
| MyBusiness Checking | 0.00% | 0.00% | $5.00 |
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| Description | Rate | APY1 | Minimum Balance2 | Alert Me |
|---|---|---|---|---|
| 9 Month Special | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
| 15 Month Special | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
| 30 Month Special | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
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| Description | Rate | APY1 | Minimum Balance2 | Alert Me |
|---|---|---|---|---|
| 3 Months | 2.96% | 3.00% | $500.00 | Receive a notification when this rate changes |
| 6 Months | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
| 12 Months | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
| 18 Months | 3.69% | 3.75% | $500.00 | Receive a notification when this rate changes |
| 24 Months | 3.20% | 3.25% | $500.00 | Receive a notification when this rate changes |
| 36 Months | 2.96% | 3.00% | $500.00 | Receive a notification when this rate changes |
| 48 Months | 2.96% | 3.00% | $500.00 | Receive a notification when this rate changes |
| 60 Months | 2.96% | 3.00% | $500.00 | Receive a notification when this rate changes |
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| Description1 | Rate | APY2 | Minimum Balance3 | Alert Me |
|---|---|---|---|---|
| 36 Month Step Up Year 1 | 3.00% | 3.30% | $500.00 | Receive a notification when this rate changes |
| 36 Month Step Up Year 2 | 3.25% | 3.30% | $500.00 | Receive a notification when this rate changes |
| 36 Month Step Up Year 3 | 3.50% | 3.30% | $500.00 | Receive a notification when this rate changes |
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| Description | Rate | APY1 | Minimum Balance2 |
|---|---|---|---|
| 9 Month IRA Special | 3.69% | 3.75% | $250.00 |
| 15 Month IRA Special | 3.69% | 3.75% | $250.00 |
| 30 Month IRA Special | 3.69% | 3.75% | $250.00 |
| IRA Share Account | 0.05% | 0.05% | $5.00 |
| 12 Months IRA Certificate | 3.69% | 3.75% | $250.00 |
| 18 Months IRA Certificate | 3.69% | 3.75% | $250.00 |
| 24 Months IRA Certificate | 3.20% | 3.25% | $250.00 |
| 36 Months IRA Certificate | 2.96% | 3.00% | $250.00 |
| 36 Month Step Up Certificate, Year 1 | 3.00% | 3.30% | $500.00 |
| 36 Month Step Up Certificate, Year 2 | 3.25% | 3.30% | $500.00 |
| 36 Month Step Up Certificate, Year 3 | 3.50% | 3.30% | $500.00 |
| 48 Months IRA Certificate | 2.96% | 3.00% | $250.00 |
| 60 Months IRA Certificate | 2.96% | 3.00% | $250.00 |
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Your money is 100% safe. 100% insured.
SCU Credit Union is insured by both the National Credit Union Association (NCUA) and Massachusetts Shared Insured Corporation (MSIC). Your money is 100% insured regardless of the amount at SCU Credit Union. MSIC provides Excess Share and Deposit Insurance to all members of SCU Credit Union automatically. The coverage is a benefit of membership and comes at no direct cost to you. MSIC insures the portion of any legal, verifiable share or deposit account that exceeds NCUSIF coverage with no limit.