The SCU Credit Union Difference – Unlike banks, we’re member-owned and focused on your financial well-being, offering better rates, lower fees, and personalized service. Every account opened strengthens our ability to give back to you, local organizations, and community initiatives.
We've got plenty of checking options for your specific needs.
Standard, hassle-free checking account perfect for your daily spending needs
Enjoy a rewarding banking experience with MyGreen Checking, designed for members who are online for their everyday banking needs.
Perfect checking account for those who maintain larger checking balances and want to earn interest.
A Debit Mastercard® that earns rewards points - Yep. You can earn reward points just by using your SCU Credit Union Debit Mastercard®. Plus, it's safer than carrying cash and easier than writing checks.
Combine any of the checking accounts with our SCU Direct Savings account and start building your savings! An automated savings plan that pays up to 4.00%APY1 combined with a checking account that offers debit card rewards.
Linking your SCU Credit Union Debit Mastercard with a Digital Wallet is a smart move towards a more convenient and secure financial experience.
Advanced security features, such as tokenization and biometric authentication, to protect your financial information and offer a safe and convenient transaction experience.
You can avoid ATM fees by using your card at thousands of locations nationwide at SUMSM and Co-op ATM surcharge-free locations. The Co-op ATM network offers over 30,000 surcharge-free ATMs*, covering all 50 states and 10 countries – an ATM network that’s larger than almost any banks.
*You may be assessed an additional fee or surcharge by the ATM owner if they are not a member of the CO-OP Network.
A Debit Mastercard® that earns rewards points - Yep. You can earn reward points just by using your SCU Debit Mastercard®.
Enjoy shopping more with uChoose Rewards. From little everyday purchases to big splurges, uChoose earns rewards points each time you buy. Earning points using your SCU Credit Union Debit Mastercard® is easy... and redeeming the points you earn is fun.
Here’s how it works:
uChoose login sign up for uChoose Rewards learn more about uChoose rewards
You not only have options in checking accounts, you also have options protecting your account. We offer an Overdraft Protection Line of Credit or Overdraft Privilege Services. You can choose one, some, none or all. Each offers unique features and benefits, so find which is best for you.
SCU Credit Union is insured by both the National Credit Union Association (NCUA) and Massachusetts Shared Insured Corporation (MSIC). Your money is 100% insured regardless of the amount at SCU Credit Union. MSIC provides Excess Share and Deposit Insurance to all members of SCU Credit Union automatically. The coverage is a benefit of membership and comes at no direct cost to you. MSIC insures the portion of any legal, verifiable share or deposit account that exceeds NCUSIF coverage with no limit.