At SCU Credit Union, we believe your everyday spending should come with extraordinary rewards. Earning points using your Debit Mastercard® is easy... and redeeming the points you earn is fun. That's why we offer the uChoose Rewards® program, to turn your debit card purchases into points that can be traded for valuable rewards!
With uChoose Rewards®, whether you're filling up the tank, making the weekly grocery run, or shopping online, every time you use your card adds valuable points.
Here's how it works:
- Sign up: Enroll your debit card in the uChoose Rewards® program through our online banking portal or by visiting one of our local branches.
- Spend: For every $3 spent on signature-based transactions (choose credit, not debit) you will receive one uChoose Rewards® point.
- Earn: Watch your points grow with each qualifying transaction made.
- Redeem: Log onto the uChoose Rewards® website to track your points and choose from a wide array of rewards including merchandise, travel experiences, event tickets, and more.
What's exceptional about uChoose Rewards® is that it's not just limited to any one store or type of purchase. This versatility means you earn points on exactly what you like to buy, where you like to buy it. Plus, the more you use your card, the faster you'll collect points and the bigger the rewards!
Don't let your purchases go unrewarded. Get started today and make your spending work for you and delight in the dividends of uChoose Rewards®. Because with us, every purchase is a potential reward!
Start your rewarding journey now! Enroll in uChoose Rewards®
uChoose Rewards | Frequently Asked Questions
- I received an instant issue Debit Mastercard in a branch. Can I register for uChoose Rewards on the same day?
To register for uChoose Rewards, you will need to wait 24 hours before the uChoose Rewards system will recognize your account number.
- Can I share points with family members?
Yes. All cards associated with an account will automatically earn points together. You can link them together from the My Account page of the uChoose Rewards site
- Do I need to register for UChoose Rewards?
Yes. To begin earning points, you must first register your SCU Credit Union Debit Mastercard® at uChooseRewards.com. Once you register one card you can link other cards to your uChoose Rewards account and pool your points.
- Can I return my redemption item, and if yes, how do I do it?
Some redemption items can be returned and some cannot. Please review the Terms and Conditions to understand the various redemption policies and processes.
- Can points be redeemed at the point of purchase or can they only be redeemed online?
- What happens to my points if my card is lost or stolen?
If your card is lost or stolen and a replacement is issued, points will automatically be transferred to the new card. Once you receive your new card, you will need to re-register your new card at www.uchooserewards.com
- How can I track my points?
We keep track of your points for you – just register at uChooseRewards.com and check your points balance anytime right on the homepage! You can access the history of your point activity on the Point Details page.
- How do I earn points?
Points are earned on signature (credit) transactions wherever Debit Mastercard® is accepted...plus, earn additional points for shopping at participating retailers, in-store or online through uChooseRewards.com. For every 3 dollars spent on a signature-based transaction, you will receive 1 point. CREDIT transactions will not earn rewards when processed on a debit network. SCU Credit Union assumes no liability for transactions processed by the merchant on a debit network. Cash advances, transfers, ATM transactions or PIN transactions do not earn points.
- What can I get when I redeem my points?
It’s your choice! You earn one point for every $3 spent using your SCU Credit Union Debit Mastercard®. You must have a minimum of 1,500 points to redeem. You can choose from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, and more. We keep track of all the points you earn and we even have a Wish List that will help you track when you have earned enough to redeem a specific item.
- When I redeem for a product, can I ship my redemption to another address including a work address even if its not the one SCU Credit Union has on file for me?
Yes, you will have the opportunity to change the address within the redemption process as long as the address is located in the United States.
- Do my points expire?
Points expire 3 years after issuance.
- What is a signature-based Credit transaction?
A signature transaction utilizes the Mastercard® portion of your card. All you have to say to the merchant is ‘credit please’ and sign for your purchase. Easy!
- Do I have to get a new SCU Credit Union Debit Mastercard to benefit from this new UChoose Rewards Program?
No. We will activate your existing card when you register your card.
- How much does it cost to participate?
There is no cost. Membership in uChoose Rewards is free for SCU Credit Union Debit Mastercard® cardholders.
- What is uChoose Rewards?
uChoose Rewards is a rewards program where you can earn points for using your SCU Credit Union Debit Mastercard®, then redeem your points from millions of options like merchandise, travel experiences and activities, event tickets, merchant gift cards, and more.
- Where can I earn points?
You earn points most everywhere your card is accepted. Purchases made with your Mobile Wallet using such services as: Apple Pay®, Samsung Pay®, Google Pay™, or PayPal®, where you have registered your SCU Credit Union Debit Mastercard® will also earn you uChoose Rewards® points.
- What if I shopped at a participating retailer, but my points aren’t showing up?
It can take up to 60 days for transactions to appear on the Point Details page on the uChoose Rewards® site. If points from a qualified transaction do not appear after 60 days, contact a uChoose Rewards® Specialist at or by phone at 855-559-6528.
