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Fraud Alert

Fraudsters have been sending texts that appear to be from SCU Credit Union, including fake links designed to steal your account information. Do not click any links! Always access our website by typing the address directly into your browser. Scammers can also “spoof” our name or phone number to make their messages look legitimate. Remember: SCU Credit Union will never ask for your PIN, account numbers, Social Security Number, or online banking password. Only provide personal information if you initiated the contact, and use caution if you feel pressured or a sense of urgency.

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Debit Card Rewards

Get rewarded for using your debit card!

Did you know your Debit Mastercard® can earn rewards points with SCU?

Here’s how it works:

  • Register with uChoose Rewards® to start building your points bank.
  • You will earn points for using your SCU Debit Mastercard® as "credit" at the register. 
    • For every $3 spent on signature based transactions, you will receive one uChoose Rewards® point. 
  • Redeem for brand-name merchandise, gift cards, hotel stays, car rentals, cruises, or airline tickets. 

debit card rewards login register for debit card rewards

Which checking account is right for you?

We've got plenty of checking options for your specific needs. 

MyFree

Standard, hassle-free checking account perfect for your daily spending needs

  • No Monthly Fees: Say goodbye to maintenance charges.  
  • Low $5 Opening Deposit: Start strong with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • No Transaction Fees: Seriously. No transaction fees.

MyGreen

Enjoy a rewarding banking experience with MyGreen Checking, designed for members who are online for their everyday banking needs.  

  • ATM Surcharge Reimbursements: Get up to 8 non-SCU ATM surcharges reimbursed per month!*  
  • No Hidden Fees: No need to worry about a monthly fee with MyGreen Checking
  • Low Opening Requirement: Open your account with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • Need Checks? Checks are available for a low transaction fee of $1.00 per check.  

MyInterest

Perfect checking account for those who maintain larger checking balances and want to earn interest.

  • Earn interest on your checking account balance
  • Waive Monthly Fees: Keep your balance $500 or above to avoid a $5.00 monthly maintenance service charge
  • Low $5 Opening Deposit: Start strong with just $5.  
  • Earn Debit Card Rewards: Every purchase earns points with the uChoose Rewards® program.  
  • No Transaction Fees: Seriously. No transaction fees.

see all checking rates

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*You may be assessed an additional fee or surcharge by the ATM owner if they are not a member of the CO-OP or SUM Network.

Debit as credit?

Most people are familiar with credit card rewards, but those rewards often come with a card that has a high interest rate. If you aren't paying down that credit card bill, the interest you owe can outweigh the interest you owe back.

With uChoose Rewards, you get rewarded without having to worry about paying down a bill at the end of the month. When you use your debit card as "credit," it is really just using your signature to verify the transaction as opposed to a PIN. The amount of the transaction will still deduct directly from your linked bank account.

learn more about our debit card

Debit versus credit card – What’s right?

Not sure whether to use your debit card or credit card? Check out this blog that can help you make the right choice for you and your situation.

read blog

uChoose Rewards | Frequently Asked Questions