Buy a Car
Looking to finance your car and save money along the way? SCU Credit Union is here to make your car-buying experience smooth and stress-free. Whether you're a first-time buyer or looking to upgrade, our auto financing options help you take control of your budget, get pre-approved, and achieve a lower car payment.
New & Used Car Loans
Highlights
Why choose us for your car loan?
Unlike dealership financing, which often comes with extra fees and marked-up interest rates, our loans are designed to provide transparency, better rates, and lower monthly payments that work for your budget.
- Down payment options – as little as no money down
- Flexible terms up to 84 months for a new car and up to 75 months for a used car
- Finance up to 115% of your car's value (subject to certain limitations)
What Auto Loan Can I Afford?
You need a car, but how much can you actually afford? This Coach starts by walking you through a doable monthly payment, based on your income and expenses, then shows you a purchase price range that fits your budget. You’ll learn more about auto loans and leases, including interest rates and terms, down payments and trade-ins. To start this Coach session, select “Start Here.” A feed will appear; follow along and answer questions as you’re prompted.
Available on New & Used Auto Loans
- Life, Disability and Involuntary Unemployment Insurance
- GAP Protection
Auto Loans | Frequently Asked Questions
Questions? Complete this form and a loan officer will contact you to understand your needs and develop a plan to help.