FRAUD ALERT: SCU Credit Union will never contact you and request information like PIN, account numbers, Social Security Numbers and online banking passwords. You should not give out or confirm any of this information unless YOU initiated the phone call. Use caution if you are being pressured for information immediately or if there is a sense of urgency.

SCU Credit Union will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. You may access your funds through ATMs, Mobile and Online Banking.

Online Banking

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Checking accounts are the cornerstone of your relationship with SCU Credit Union. Our checking options let you choose an account that best fits with your values and how you like to manage your every day finances.


Enjoy a classic checking account with no monthly requirements or monthly fees.



Rewards those members who use online and electronic services for their everyday banking.



Rewards members with higher checking account balances with higher interest rates.


Which Checking Account is Right for You?

Checking Accounts MyFree Checking MyGreen Checking MyInterest Checking
Share Account Required Yes Yes Yes
Minimum Balance to Open $5.00 $5.00 $5.00
Minimum Balance Required No No $500.00 average daily balance
Interest Bearing No No Yes
Monthly Maintenance Service Charge No No No, unless average daily balance falls below $500, then $5.00
Transaction Fee No $1.00 per check No
Non-SCU ATM Surcharges* Yes 8 reimbursed per month Yes
uChoose Rewards® Yes Yes Yes 


Schedule of Fees

*You may be assessed an additional fee or surcharge by the ATM owner if they are not a member of the CO-OP Network.

**This does not apply to No Points, No Closing Costs products and cannot be combined with our 1st Time Homebuyers Credit.

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Manage Your Checking Account

Online Banking

With Online Banking you can checks balances, pay bills, deposit checks, transfer funds internally and externally, review history, make loan payments, manage all of your accounts and so much more from any device with Internet access. For your tablet or smartphone, simply download our mobile app to your Android or Apple device. It's banking at your fingertips with all of the convenience, security and services you expect and more from SCU Credit Union.

Learn more >>

Overdraft Protection

You not only have options in checking accounts, you also have options protecting your account. We offer an Overdraft Protection Line of Credit or Overdraft Privilege Services.  You can choose one, some, none or all. Each offers unique features and benefits, so find which is best for you.

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Ordering Checks

Order checks securely online at your convenience! Remember to have your account number (listed on the bottom of your checks) and SCU Credit Union's routing number, 211385556, handy when you're ready to place your order.

Order here >>

Direct Deposit

Your payroll, social security check, retirement or other recurring checks may be electronically credited to a SCU Credit Union account, saving you valuable time. All you need is your checking account number, which can be found on your check, and SCU Credit Union’s ABA/Routing number - 211385556.

Debit MasterCard®

Pay for your purchases with a SCU Credit Union Debit MasterCard®. It is safer than carrying cash and easier than writing checks. The purchase amount is deducted from the available funds in your SCU Credit Union checking account.

Lost or Stolen Debit Card?

To report your Debit MasterCard® or ATM Card lost or stolen, please call 1-781-784-7725 or 1-877-661-3300 during business hours. After business hours please call 1-833-462-0798.

Manage Your Account on the Go


Receive email alerts to monitor your accounts.  Alert yourself of large account withdrawals, low balances, debit card purchases and much more. Getting your notifications set-up is simple. Just login to Online Banking and select Settings to get started today!

Mobile Pay

Link your SCU Debit Card or Credit Card to your Apple Pay or Google Wallet app to use your card without reaching for your wallet. Mobile Pay is secure and accepted at thousands of merchants. You can also use an Apple Watch or a Google Wear OS watch to make purchases using your SCU Debit or Credit Card right from your wrist!


CardValet allows you to control access to your SCU Credit Union debit card. Simply download the app to your smartphone and set up security measures to help you avoid the hassles of account fraud. Turn your card on or off, set-up alerts and much more.  Learn more >>