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Visa® Signature Rewards

No Annual Fee

  • 0% Introductory Annual Percentage Rate (APR) for purchases and balance transfers for first 12 billing cycles from account opening, thereafter variable APR as low as 13.99%
  • Earn 2,500 bonus points for new accounts
  • Earn one point for every dollar spent, redeemable for merchandise, travel and more
  • No Over Limit Fee
  • EMV chip-enabled card
  • Visa Consumer Alerts
  • Travel Accident Insurance
  • Travel and Emergency Assistance Services
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
  • Trip Cancellation
  • Worldwide Travel Accident and Baggage Delay Insurance
  • 24 Hour Concierge Service*
  • Emergency Card Replacement and Cash Disbursement
  • Visa Warranty Manager Service
  • Purchase Security and Extended Protection
  • Visa Zero Liability Protection
  • Free Online Access to view statements, make payments, track expenses, etc.
  • Consumer Visa Credit Card Disclosure
  • Click here to view complete Guide to Benefits


* Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Rewards Concierge on cardholders’ behalf.

Visa® Consumer Alerts

Visa Consumer Alerts offer a convenient way to manage your money and help protect you from fraud. Get alerts for:

  • large purchases
  • activity notifications
  • low balance warnings and more.

You choose the alerts you want to receive and how you want to receive them: text message or email.

Sign up for Consumer Alerts



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