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Visa® Signature Rewards

No Annual Fee

  • 0% Introductory Annual Percentage Rate (APR) for purchases and balance transfers for first 12 billing cycles from account opening, thereafter variable APR as low as 17.99%*
  • Earn 2,500 bonus points for new accounts
  • Earn one point for every dollar spent, redeemable for cash, merchandise, travel and more
  • No Over Limit Fee
  • EMV chip-enabled card
  • Visa Consumer Alerts
  • Travel Accident Insurance
  • Travel and Emergency Assistance Services
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch
  • Worldwide Travel Accident and Baggage Delay Insurance
  • 24 Hour Concierge Service*
  • Emergency Card Replacement and Cash Disbursement
  • Visa Zero Liability Protection
  • Free Online Access to view statements, make payments, track expenses, etc.
  • Consumer Visa Credit Card Disclosure


* Introductory rate is not applicable to balances currently owed to the credit union.

* Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Rewards Concierge on cardholders’ behalf.


Visa® Consumer Alerts

Visa Consumer Alerts offer a convenient way to manage your money and help protect you from fraud. Get alerts for:

  • large purchases
  • activity notifications
  • low balance warnings and more.

You choose the alerts you want to receive and how you want to receive them: text message or email.

Sign up for Consumer Alerts

Safest Way to Pay

The advent of digital wallets like Apple Pay, Google Pay, and Samsung Pay has transformed our approach to financial transactions.As we continue to embrace the benefits of these digital payment solutions, it's essential to consider the security they provide. These platforms incorporate advanced security features, such as tokenization and biometric authentication, to protect your financial information and offer a safe and convenient transaction experience.Linking your SCU Credit Union Visa Credit Card with a Digital Wallet is a smart move towards a more convenient and secure financial experience.