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We see you

It’s happening all over our community. People making moves into their dream homes, starting businesses that have been in the back of their heads for years, or simply taking a much needed “real honeymoon”. We see it every day and honestly, it makes us proud to play a small part in making this community hum. So keep living your best life, we see you.

We invite you to learn how we can help you. Whether it’s reducing your debt, saving for a rainy day, starting a home improvement project or financing a small business, we’re happy to do our part to help make your goals a reality. Let's get started. 

Start with SCU Direct

This special savings account offers a higher dividend rate to members who save systematically with a preauthorized weekly or monthly transfer from a SCU Checking Account. Changing your transfer amount or frequency to this account can be done at any of our branch locations or by calling 781-784-7725.

  • Unlimited withdrawals only when made in person
  • Online transfers available
  • Premium tiered variable dividend rate and APY
  • $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account

SCU Direct Savings Account

  Rate APY* Minimum Balance
Tier 1 3.93% 4.00% $10.00 - $9,999.99
Tier 2 2.47% 4.00% - 2.80% $10,000.00 - $49,999.99
Tier 3 1.00% 2.80% - 1.36% $50,000.00 - $249,999.99
Tier 4 0.05% 1.36% - 0.05% $250,000.00+





Continue with Longer-Term Savings

Once you have some money saved in your new SCU Direct Account consider making a longer-term investment in your future by opening a fixed rate high yield share certificate. Terms range from 3 months to 60 months and only require a $500 minimum balance to open.

Your monthly dividends can be withdrawn, transferred to another SCU Credit Union product, or can be compounded. Principal can be withdrawn prior to term but will incur a penalty. See our current rates.


*APY = Annual Percentage Yield. Unlimited withdrawals only when made in person. Online transfer available. Premium tiered variable dividend rate and APY. $10.00 minimum preauthorized transfer amount to open from your SCU Checking Account. $1,000 maximum opening deposit and preauthorized transfer amount from your SCU Checking Account.

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