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Perspectives, Financial and Otherwise,
from SCU Credit Union

3/15/2024 | Finances

HELOCs Explained – What is a HELOC?

A HELOC is a powerful financial tool, but it's vital to understand the terms and use it responsibly.

3/14/2024 | Finances

LTV Why is it Important - HELOCs Explained

Loan-to-value (LTV) is the percentage of a home's value that is financed by a mortgage, including a home equity line of credit (HELOC).

3/14/2024 | Education

Beware of Callers Impersonating SCU Credit Union

Spoofing can make a call or text seem legitimate, displaying a familiar name or number on your caller ID.

3/14/2024 | Education

What is a Draw Period - HELOCs Explained

Understanding the Draw Period of a Home Equity Line of Credit, or HELOC, will help you know if a HELOC is right for you.

3/13/2024 | Finances

Mass Save Rebates Being Phased Out - April 30th Deadline

Massachusetts is getting serious about sustainability! Seize the opportunity to upgrade to energy-efficient solutions, maximize your savings, and contribute to the collective effort in combating climate change.

3/13/2024 | Finances

How to Negotiate When You Buy a Car

Negotiating with a car dealer can feel intimidating, but with some preparation and the right tactics, you can save money on your car purchase.

3/12/2024 |

Wedding Planning Tips to Save Money and Make it a Day to Remember

By rethinking your approach and embracing some creativity, you can have a beautiful and memorable wedding that doesn't break the bank.

3/12/2024 | Finances

Understanding Savings Accounts

Rising interest rates have given savers a real opportunity to see their savings grow.

3/11/2024 | Education

Interest Only Payments - HELOCs Explained

With a Home Equity Line of Credit (HELOC), it's important to understand the difference between interest-only payments and principal and interest payments.

3/8/2024 | Finances

5 Questions Your Auto Dealer Hopes You Can't Answer

Let’s go through some of the more challenging parts of automotive financing.

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2/23/2024 | Finances

Lower Heating and Cooling Bills with a Mass Save® Heat Loan

The Mass Save® Heat Loan program presents residents with 0% interest loans, making it substantially easier to manage the upfront costs of energy-efficient upgrades. Imagine being able to enhance your home's comfort and value, all while keeping your savings intact.

2/20/2024 | Finances

Understanding money market accounts: How you can earn more on your savings

A money market account can be a great way to earn more interest on your savings without being tied down to a long-term investment.

2/20/2024 | Finances

Lower Payments or a Shorter Term - Why You May Want to Refinance Your Car

Refinancing your car loan can often be a smart financial move, potentially saving you money. Here's why you should consider it.

2/15/2024 | Finances

Your Debit Card Earns Rewards on Every Purchase with uChoose Rewards®!

Earning points using your SCU Credit Union Debit Mastercard® is easy... and redeeming the points you earn is fun. With uChoose Rewards®, whether you're filling up the tank, making the weekly grocery run, or shopping online, every time you use your Debit Mastercard® adds valuable points.

2/14/2024 | Education

Make the right mortgage moves with SCU Credit Union

When you get your mortgage from us, you’ll always know where to go with questions. That’s because we service every home loan we make. Whether you’re making a payment or asking a question, you’ll work with the same friendly team throughout your loan.

2/14/2024 | Finances

First-Time Homebuyers: Don't Be Overwhelmed, Be Prepared

When is the best time to buy a home? Whenever you are ready. Whether home prices are rising or dropping, supplies are tight or plentiful, you can be a successful house hunter.

1/24/2024 | Finances

A Guide to Budgeting with SCU's Money Management Tools

By integrating technology with financial expertise, SCU Credit Union is helping individuals plan for a brighter and more secure financial future with robust budgeting tools.

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1/23/2024 | Finances

CDs versus Share Certificates, is there a difference?

Are you confused about the differences of share certificates and Certificates of Deposit? Our latest blog entry highlights the differences between the two, and how SCU will help keep your money safe and insured.

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1/22/2024 |

A Guide to Bill Consolidation

Managing multiple bills and loan payments can feel like a juggling act if you don’t have a plan. Bill consolidation emerges as a practical solution to simplify your financial life, reduce stress, and potentially save money. The goal is to streamline your monthly obligations and create a more structured approach to debt repayment. 

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1/19/2024 | Finances

Your Complete Guide to "Santa Shock" Budget Recovery

As the credit card bills from the holiday season begin to arrive, many of us experience a phenomenon known as "Santa shock." Its primary symptoms include the aftermath of a disorganized household and disrupted daily schedules, coupled with the looming presence of credit card statements revealing the ghosts of past purchases. Learn how to bounce back by reading our guide to Santa Shock Recovery on our latest blog post.

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1/19/2024 | Finances

Debt Consolidation: Build a Plan, Choose Your Strategy

Struggling with debt? You're not alone. Building a plan and choosing a strategy are the first steps to ditching debt and building a brighter financial future.

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12/1/2023 | Education

Streamlining Your Finances: A Guide to Linking SCU Credit Union Cards with Apple Pay and Google Wallet

Discover the future of effortless transactions with SCU Credit Union! In this quick guide, learn how to seamlessly link your SCU Credit Union Debit Mastercard and SCU Credit Union Visa Credit Card to Apple Pay and Google Wallet. Enjoy the convenience of contactless payments, enhanced security features, and real-time transaction alerts. Upgrade your payment experience today and embrace a new era of digital financial freedom with SCU Credit Union.

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11/20/2023 | Lifestyle

Black Friday Savings: 10 Tips to Maximize Your Shopping Spree

Ready to make the most of this year's Black Friday? Discover expert tips on planning, researching deals, and staying safe while scoring fantastic discounts. Don't miss out on this guide to a stress-free shopping experience.

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9/28/2023 | Education

What You Need to Know About Government Shutdowns

Government shutdowns can have devastating consequences, impacting everyone from government employees to local communities. Learn about the effects of a government shutdown and how SCU Credit Union can help you in the event of a shutdown.

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9/21/2023 | Education

Protecting Yourself from Debt Collection Scams

Scammers are capitalizing on financial worries, using threats and manipulation to coerce victims into paying non-existent debts. Don't let fear and deception lead you into their traps. Learn how to spot these scams and safeguard your finances with our latest blog post.

9/7/2023 | Education

What Do I Need to Know About the Recent Student Loan Changes?

With student loan payments set to resume in October, you're probably wondering what you need to know. Our latest blog post addresses your questions and provides essential information on dates, helpful links, and crucial next steps to take.

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8/25/2023 | Community

Navigating How to Donate Safely and Wisely

When natural disasters, such as the Hawaii Wildfires occur, the desire to offer assistance can often be confused by a wave of requests from dozens of organizations. It is important to do research before making a donation, but how? Our latest blog post answers this question and offers numerous resources to ensure that your donations reach legitimate organizations and offer the maximum impact for affected communities.

8/15/2023 | Finances

The Benefits of Creating a Monthly Budget

From reducing stress and debt to enhancing savings and fostering smarter spending habits, embracing a monthly budget empowers you to take control of your finances and pave the way to lasting financial freedom. Our latest blog posts highlights eight benefits to creating a monthly budget to help shape your financial future.

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7/31/2023 | Education

Should I Make A Credit Card Balance Transfer?

When used responsibly, credit cards offer convenience, security, and numerous financial benefits. However, if not managed carefully, they can lead to a cycle of high-interest debt. For individuals facing mounting credit card debt and struggling with high interest rates, a credit card balance transfer can be a game-changer. In this blog post, we'll explore the benefits of credit card balance transfers and how they can help you regain control of your finances.

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7/13/2023 | Education

Beware of Counterfeit Stamp Scams

The United States Postal Service recently raised the price of a First Class stamp from 63 cents to 66 cents. Due to this, there has been an influx of counterfeit stamp sellers posting ads on social media, offering discounts of up to 50% off the face value of a stamp. Learn how to protect yourself in our latest blog post.

7/12/2023 | Education

What Makes a Credit Union Different?

As a member of a Credit Union, you're also an owner/shareholder. Without outside shareholders or investors trying to maximize profits at the expense of our members, credit unions can conduct business based on the best interest of the membership. Read more to see more differences between banks and credit unions.

7/7/2023 | Security

AI Fraud and How to Protect Yourself

Artificial Intelligence provides new ways to automate tasks, but unfortunately, it can also give scammers help in pulling off schemes. Learn what to look for and how to keep yourself safe!

6/21/2023 | Lifestyle

50 Budget-Friendly Activities to Try This Summer

Summer is officially here! Here are fifty fun activities you can do to make your summer memorable without breaking your budget.

6/6/2023 | Lifestyle

Four Home Improvement Projects With High Long-Term Return

Improving your home doesn't just refresh your living space, but it can also significantly increase the value of your house. Here are some projects you can do to provide some long-term return to your property.

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5/23/2023 | Finances

How To Recognize and Protect Yourself From Scams

If it sometimes seems like #scams are everywhere, it’s because they are! 

Read on to learn all of our tips on how to recognize and protect yourself from scams.

5/10/2023 | Finances

Money and Mental Health

A recent study found that finances were one of the most frequently cited causes for stress and anxiety. Take a look at how improving financial stability can help improve mental health and lead to peace of mind and improved relationships on our latest blog post.

4/6/2023 | Finances

Is Your Tax Refund Too Large?

While it may seem exciting to get a refund check from the government, getting a tax refund essentially means you've been providing the government an interest-free loan throughout the year, and now they're paying it back to you. Our latest blog explains why getting a big refund isn't "free money" and how you can lower your refund next year.

3/28/2023 | Security

World Backup Day: Ensure Your Professional Data is Safe and Secure

World Backup Day presents an excellent opportunity to ensure that all of your data is safe and secure. Whether you choose a local backup, cloud backup, or a hybrid of both, creating a backup strategy will help protect your data should disaster strike.

3/3/2023 | Security

Protecting Your Loved Ones from Elder Fraud

The elderly population has become even more susceptible to fraud with the increase of convincing and persuasive techniques that aim to scam them. It is important to know the techniques of these fraudsters in order to protect them and make sure they don't fall victim.

2/15/2023 | Security

Don’t Get Caught in a P2P Scam

P2P payment services like Zelle and Venmo make sending and receiving money with friends simple, but they can also leave your money vulnerable if you aren't careful. Learn how to keep yourself safe on our latest blog post.

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2/3/2023 | Lifestyle

Six Ways to Save on Airfare

Much of the cost of an overseas trip can come from the airfare alone. Knowing where and when to look for flights can ease a lot of frustration and save you time and money, as well. 

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1/24/2023 | Finances

How to Budget in Times of Inflation

Inflation levels are steadily increasing, which makes budgeting and saving even more difficult. Our latest blog post highlights some simples ways you can help minimize the effects of inflation on your personal budget.

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1/18/2023 | Security

How to Stay Safe From Credit Card Fraud

According to data from the Federal Trade Commission, there were nearly 250,000 cases of credit card fraud reported in the first half of 2022 alone. Learn how to keep yourself safe from fraud on our latest blog post.

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1/10/2023 | Lifestyle

What to Buy and What to Skip in January

The major shopping holidays may be over, but there are still great deals out there, if you know where to look! Our latest blog post covers what you should buy and what you should skip while shopping in January.

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1/5/2023 | Lifestyle

5 Workplace Resolutions for the New Year

We're officially into the new year, which means you're likely focusing on your resolution list. Our latest blog post focuses on going beyond the typical weight loss resolutions to introduce some changes into your workplace life as well.

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12/21/2022 |

Beware of Check Washing Scams

Check washing is an old-fashioned scam that is making an unfortunate resurgence. Follow the steps in our latest blog post to keep your money safe.

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12/15/2022 | Lifestyle

Last-Minute Holiday Hacks

Does last-minute holiday prep have you stressed? Use the tips outlined here to enjoy a stress-free and budget-friendly pre-holiday season.

12/9/2022 | Lifestyle

What to Buy and What to Skip in December

Sure, Black Friday is over, but there are still great deals in December! From electronics to toys, we’ve got all the info you need to shop smart!

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12/2/2022 | Finances

How Can I Save on Holiday Shopping?

Does inflation have you feeling like a Scrooge this year? You don’t have to let your holidays be ruined by price spikes. We can help you get the best deals!

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11/17/2022 | Security

SCU Credit Union Warning Members of Texting Scam

Text messages that provide a link to update your account security are NOT from SCU. Please do not click the link or enter any information. This is a scam!

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11/9/2022 | Finances

How to Build and Maintain an Excellent Credit Score

Maintaining a good credit score is a crucial part of your financial health. Our latest blog post covers the steps to raising your credit score by keeping credit cards open and active, paying bills on time, and keeping credit utilization low.

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11/2/2022 |

All You Need to Know About SIM Swap Scams

Is your private information actually private? Keep your personal info out of the hands of scammers and make sure you don't fall victim to a SIM swap scam by reading our latest blog post.

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10/19/2022 | Finances

Knowing When and How to Indulge

Being on a path toward financial wellness doesn't mean that you have to live a life free of any indulgences. Knowing when and how to indulge yourself is vital to living a life that is both fulfilling and financially rewarding. 

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10/14/2022 | Finances

My House Skyrocketed in Value. Now What?

You have likely seen the value of your home increase in value recently, but what does this mean for you? Whether you plan on moving or using your home's equity, our latest blog post will help you prepare.

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9/27/2022 | Security

Cybersecurity Crash Course

Hackers and scammers are constantly developing new techniques to gain access to unsuspecting victims accounts. This crash course will teach you how to protect yourself from cyberattacks.

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9/8/2022 | Finances

Financial Lessons You Can Learn from Fantasy Football

Football season is almost here! If you're like many Americans, you may have a fantasy football team that you manage throughout the season. But did you know that there are many strategies that cross over from managing a fantasy football team to managing your finances? Our latest blog post features helpful tips that will keep your money growing and keep your fantasy team at the top of the standings!

8/30/2022 | Finances

Back to School Shopping Hacks

With school starting back up very soon, back-to-school shopping is in full swing. Here are some tips to stock up on supplies and back to school gear while also saving money!

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8/23/2022 |

Age Your Way: 5 Tips to Manage Today’s Financial Challenges

Today's uncertain economy and rising costs have forced many seniors to put their retirement plans on hold. Our latest blog post covers plans for budgeting on a fixed income, supplementing income, managing debt, and more.

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8/19/2022 | Finances

Should I Keep Cash at Home?

In times of economic uncertainty, the question arises of if and how much money should be kept at home. We cover the answer to this question, and some good places to keep your money on our latest blog.

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7/26/2022 | Finances

How to Pay Yourself First

One of the most important steps to financial wellness is "paying yourself first", making sure to set aside money for the future before covering any other expenses. This simple concept allows you to set money side for emergency funds, while also planning for short-term and long-term savings goals. Our latest blog post covers budgeting your spending, planning for an emergency, automating your savings, and more.

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7/12/2022 | Security

Beware of Malware Scams

Malware scams aim to trick victims into giving them access to their personal information, passwords, and bank account information by claiming to be employees of legitimate technology companies. Learn the warning signs of these scams, and what to do if you've been targeted on our latest blog post.

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7/6/2022 | Lifestyle

What to Buy and What to Skip in July

Summer time is in full swing which means retailers have some great deals for shoppers! Here is a list of what you should buy and what you should skip in the month of July.

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6/23/2022 | Lifestyle

How to Avoid Vacation Rental Scams

Vacation rentals through services like Airbnb and VRBO are becoming increasingly more popular, with the ability to rent an entire house instead of just a single hotel room. Unfortunately, there are many scams associated with vacation rentals that can put a huge damper on your travel plans. Stay vigilant by following the tips outlined here.

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6/14/2022 | Lifestyle

Five Ways to Pay it Forward

When you think about ways to pay it forward, donating to charity is likely the first thing that comes to mind, but there are so many other ways you can give back, such as volunteering, visiting a hospital, or simply acknowledging people who may not get the praise they should. Here is a list of some of the ways you can give.

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6/8/2022 |

How to Stay Financially Fit this Summer

Summer is right around the corner, which means the days will be long and the sun will be shining. Unfortunately, summer can also be the season of overspending for many with sporting events and concerts, shopping for new clothes, and going out to dinner with friends. Here are some tips to avoid the summertime blues and prepare for a season of financial fitness.

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5/26/2022 | Education

Tips for Preparing a Post-College Budget

Graduating college is a major accomplishment that comes with huge life adjustments. The most important of all is setting aside a budget to pay for all of your expenses. Here are some useful tips to navigate the first steps of managing your post-college finances.

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5/20/2022 | Education

Don’t Get Caught in a Grandparent Scam

Grandparent scams exploit the special bond between grandparents and their grandchildren and take advantage of a a potentially vulnerable population. Stay safe by learning how these scams play out and steps you can take to avoid them.

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5/10/2022 |

How to Practice Mindful Spending

Spending mindlessly can be the undoing of the most carefully-crafted budget. Follow these tips to learn how to spend mindfully and avoid buyer's remorse.

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4/27/2022 |

What to Buy in May

May is right around the corner! Here is a list of what you should buy and what you should hold off on buying until later in the year.

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4/20/2022 |

How to Build a Brand Image

Building a brand image that stands out and truly represents your company is a crucial part of growing your small business. Fortunately, building a better brand image for your business is doable for entrepreneurs at every level. Here are some tips to consider as you work on creating or improving your brand image.

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4/13/2022 |

Last Minute Tax Tips

Tax day is almost here! If you have waited until the last minute to file your taxes, we have some important tips you won't want to miss!

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4/7/2022 | Lifestyle

Watch out for Sport Ticket Scams

Baseball season is finally here! Don’t fall victim to a sports ticket scam when you are looking to purchase tickets online. Here are important tips to make sure you get your hands on legitimate tickets and that your credit card information stays out of the hands of scammers.

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3/30/2022 | Finances

Beware of Debt Relief Scams

It’s tempting to think there’s a company out there that can get you instant debt relief or rapidly fix your credit score, but it’s just not possible. There are many scams that will try to take advantage of people by offering claims such as these to people who are in dire financial situations.

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3/22/2022 | Finances

Five Steps to Eliminating Debt

Paying off your debt can seem like an uphill battle, but by changing your mindset, the process can seem a lot less intimidating. We’ve outlined five steps you can take to eliminate your debt once and for all.

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3/16/2022 | Finances

6 Ways to Boost Your Credit Score

Having a good credit score is one of the most important pieces to buying a car, getting an affordable loan, or even getting a new credit card. But how do you improve or maintain your score? Our latest blog will provide you with important tips.

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3/10/2022 | Finances

How to Deal with Rising Gas Prices

Gas prices are at a historic high, and there's no way of knowing when they'll come back down. But we put together a list of some helpful tips to minimize the impact on your wallet!

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2/23/2022 | Education

Steps to Financial Wellness: Creating a Budget

A well-designed budget can provide you with a sense of financial security and freedom. But sticking to a budget can be easier said than done. Check out these helpful tips and tricks to setting a monthly budget.

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2/8/2022 |

What You Need to Know About Taking Out a Home Loan in 2022

Buying a house can be scary enough, but if you’re looking to buy a home in 2022, you’ll need to know that the market has changed a bit lately. Our latest blog post will help you navigate this unusual market with helpful tips and outlines what to expect in the coming months.

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2/3/2022 | Finances

Simple Tips for Saving on Heating Costs

Winter temperatures may be driving your heating costs up, but we have some helpful tips to save you money! Check out our latest blog post to find out more.

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1/27/2022 | Finances

Leaving Your Job? Make Sure Your Wallet is Ready

It may seem like everyone around you is taking part in the "Great Job Resignation" and you’re thinking about doing the same. But be sure you’re ready for the move!

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1/21/2022 | Finances

The Beginner’s Guide to Credit Cards

Sometimes it seems like the world revolves around credit cards, so knowing how to use them right and protect your credit score is really important. We can help you learn how! 

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1/19/2022 | Finances

Beware Tax Filing Scams

You know that tax preparer offering you double the refund for half the fee? It’s quite likely a scam. We’ll teach you how to spot tax preparer scams, and what to do if you fall for one!

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1/11/2022 | Finances

10 Tips for ATM Safety

Winter’s darkness provides extra opportunity for theft and fraud at ATMs. Use our list of tips to protect yourself and your money while you’re doing business at our machines!

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1/3/2022 | Lifestyle

How to Beat the Post-Holiday Blues

It’s normal to have a little letdown after the holiday whirl, but you don’t have to let it take over! Here are some simple tips to use this winter that may help lift your spirits.

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12/9/2021 | Finances

Beware Cryptocurrency Scams

Scammers change with the times, and now a lot of them are using cryptocurrency to pull off their crimes. Learn how to spot the scams and guard your money!

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11/30/2021 | Finances

All You Need to Know About Multifactor Authentication

A hacker may be able to steal your password, but nowhere outside spy films do they get your retina scan, fingerprint or face. Learn why we use Multifactor Authentication for online and mobile banking.

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11/18/2021 | Finances

4 Scams to Watch Out for This Black Friday

Thanks to supply chain issues, Black Friday will be a little different this year, but the scammers will still be around every corner. Find out how to spot them and steer clear!

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11/10/2021 | Finances

What to Expect for Holiday Shopping 2021

If you wait until Black Friday to start your holiday shopping this year, you may be out of luck. Find out why the best time to start ticking items off your list is right now!

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11/2/2021 | Lifestyle

How to Celebrate Thanksgiving During COVID-19

Will you need to cancel Thanksgiving due to COVID-19? From hosting at home to making the whole day virtual, we’ve got plenty of ideas for you!

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10/28/2021 | Kids & Money

How Do I Raise My Kids To Be Financially Independent Adults?

It’s a big, scary world out there, and you want your kids to be prepared! Teaching them how to manage money is not a quick process, but putting in the time will save your kids from a lot of headaches in the future! Read more

10/15/2021 | Lifestyle

Don’t Get Spooked By One Of These Scams This Halloween!

It’s almost Halloween, and while the spooks and scares (and candy) are tons of fun, the real-life scams that will scare you out of your money aren’t. Let us help you stay safe!

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10/4/2021 | Lifestyle

18 Ways to Celebrate National Hispanic Heritage Month

Celebrate Hispanic Heritage Month from September 15 to October 15! There are tons of ways to do it, and we’ve got suggestions to get the party started, from making arepas to learning music!

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9/21/2021 | Finances

Needs Vs. Wants: How to Tell the Difference

When you lay out your monthly budget, one of the biggest tasks is to separate needs from wants. It can be tough for some things! Fortunately, we’ve got plenty of tips to help you.

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9/16/2021 | Finances

Why You Need to Be Financially Fit

Did you get some exercise today? How about working out with your money habits? You need to get yourself financially fit just as much as physically, and we can help!

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8/31/2021 | Lifestyle

When Should I Do It Myself and When Should I Leave it to the Pros?

Looking to do a little DIY home improvement? There are books and YouTube videos by the thousands to teach you, and SCU Credit Union might be able to help with financing. Just remember: Don’t wade into anything where you’re risking personal injury, and don’t try to take on more than you can handle.

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8/26/2021 | Finances

How to Save on Wedding Costs

When it comes to your wedding, of course you want the best of everything...but are you willing to pay for it? With some careful planning, prioritizing what’s important to you and your spouse-to-be, and by following some of the cost-cutting tips outlined here, you can have the wedding you desire and your budget, too.

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8/16/2021 | Finances

Six Reasons to Switch to eStatements

Ever open your mailbox and feel like it’s exploding all over you? If you get buried by the deluge of bills, correspondence, bulk mail and ads every month and worry about losing something really important, like your bank statement, it’s time to try eStatements!

8/12/2021 | Kids & Money

6 Ways To Save On Back-to-School Shopping

Don’t drop your sunblock, but it’s almost back-to-school time! If the thought of all that back-to-school spending makes your head pound, you’re not alone. This year, save a ton by following our tips!

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8/2/2021 | Lifestyle

7 Tips for a Budget-Friendly Road Trip

Are you ready to hit the road for vacation before summer ends? We’ve got plenty of tips to help you protect your budget from financial sunburn while still letting you plan the trip of a lifetime!

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7/13/2021 | Finances

Don’t Get Caught in an Auto Warranty Scam

It’s another call about your car’s warranty expiring offering to extend it or sell you some other warranty-type service. How can you tell if it’s a scam? We’ve got all the info you need! 

Read more!

7/8/2021 | Finances

Scam Alert: Beware Child Tax Credit Scams

Checks are about to go out for the Child Tax Credit, and of course, the scent of government money is drawing scammers like flies. We’ve got tips to help you stay safe!

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6/21/2021 | Lifestyle

7 Apps to Download this Summer

You still want to get out and have some fun while also staying safe, right? We’ve got a suite of apps that will help whether you stay home or hit the road!

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6/17/2021 | Education

Be Careful Posting Your Grad Photo Online

Congratulations! You’ve made it to graduation! While you’re celebrating your milestone, though, be careful about sharing your grad photos, school and year online. Scammers can use that info to hack into your accounts and ruin your party by stealing your identity. We’ve got the info so you can celebrate and be safe!

Read on to learn more.

6/9/2021 | Kids & Money

Kids’ Summer Fun On A Budget

Looking for a way to keep the kids entertained this summer without breaking your budget? We’ve got plenty of fun that’s a lot cheaper than theme parks and will be great family time!

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6/3/2021 | Lifestyle

4 Vacation Scams To Watch For This Summer And How To Avoid Them

Don’t let your dream vacation become a nightmare! We’ve got helpful tips about vacation scams that could save your money and peace of mind.

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5/24/2021 | Lifestyle

Beware the USPS Smishing Text Scam

Have you heard about the smishing scam in which the scammers pose as the USPS? Just like all the rest, they’ll steal your identity and as much of your money as they can grab. 

Read on to learn more!

5/20/2021 | Education

The Benefits of Using Mobile Payments

Read on to see the benefits of using mobile payments!

5/18/2021 |

What You Didn’t Know About Home Loans

If you’re in the market for a new home, it’s best to learn all you can about home loans and how they work before you get too deep into the process.

Read on to learn more!

5/12/2021 | Lifestyle

How to Travel Safely this Summer

Are you desperate for a vacation? As long as you do some advance planning, pack your cleaning supplies and take proper precautions, you can minimize the risk.

Read on to learn more!

5/6/2021 | Education

Timeline of a Home Purchase

Read on to learn more about the timeline of a home purchase!

5/3/2021 | Finances

How to Adult: Personal Finance for the Real World

Have you read Jake Cousineau's How to Adult: Personal Finance for the Real World? Learn more about the topics Cousineau covers in his new book!

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4/22/2021 | Finances

5 Discounts for Older Adults You May Not Know About

You might have grown up seeing your parents and grandparents getting a senior discount, and now it’s your turn. Before you open your wallet for anything, check for a senior discount!

Read on to learn more

4/19/2021 | Finances

4 Reasons To Get Pre-Approved for a Loan

Are you in the market for a large loan-dependent purchase like a new home or a new set of wheels? Don’t forget to get your pre-approval first!

Read on to learn why

4/14/2021 | Lifestyle

Saving on Landscaping

Is your spring fever starting to kick in? Can you see the grass greening up and are you itching to get your hands in the dirt? We’ve got some great ways to save money this year!

Read on to learn more.

4/5/2021 | Lifestyle

Tips for Empty Nesters Downsizing

When the last kid leaves your home, you officially become an empty nester. Suddenly, you’ve got room for … well, everything! We’ve got some tips on how to handle the change.

Read on to learn more!

3/25/2021 | Finances

5 Reasons We Overspend (and How to Overcome Them)

It’s happened to all of us: We get into a shopping frenzy for one reason or another and the next thing we know, our budget is blown. Why do we overspend, and how can we fight the urge?

Read on to learn what you do can help you fight the urge.

3/9/2021 | Security

Report Scams to the National Elder Fraud Hotline

Sadly, as our population ages, more and more seniors are becoming the victims of various frauds and scams; however, the National Elder Fraud Hotline is here to help! Callers can remain anonymous, and workers on the hotline will help with filing reports and give guidance as to how to recover as much of the lost money as possible.

Read on to learn more. 

3/4/2021 | Finances

Your Complete Guide to Using Your Credit Cards

Don’t let your credit cards become a hassle! You can build a great credit score and enjoy rewards cards without diving deeply into debt.

Read on to learn more!

2/23/2021 | Finances

What are the Advantages of a HELOC?

You might be living in your best source of funding for anything from home improvement to debt consolidation or anything else! A home equity line of credit, or HELOC, lets you borrow against the equity you have in your home.

Read on to see why a HELOC from SCU Credit Union just might be your best choice.

2/18/2021 | Lifestyle

7 Ways to De-Stress for Less

Looking to beat the winter blues? You don’t have to spend a dime! We have seven ideas of how to get rid of stress without spending a lot of money.

Read on to beat the blues this winter with our helpful hacks!

2/9/2021 | Finances

Save Money When Shopping Online

Online shopping was already huge, but the pandemic has made it the only way a lot of us shop anymore. We can show you how to save the most money on your purchases!

Read on to learn tricks to help you save!

2/1/2021 | Community

4 Incredible Facts in Honor of Black History Month

In honor of Black History Month, SCU Credit Union is proud to share four little-known facts about Black history, along with a list of fun ways to commemorate Black history and culture.

Read on to learn a little Black History.

1/4/2021 | Finances

The Importance of Being Financially Fit

It’s time to check your financial fitness! There’s a lot that goes into this money workout, but you’ll appreciate the new you in the end! We’ve got all you need to do laid out!

Read on to work those money muscles!

12/29/2020 | Finances

How Can I Use a Job Loss as a Stepping Stone for Growth?

If you’re facing job loss, either because of the pandemic or some other reason, it doesn’t have to be the end of the world. This is a great time to step back, consider the career goals you had in the past, and see where you need to be to get there.

Read on to learn how to figure out your dream job and see what you need to make it real!

12/14/2020 | Security

Don’t Fall Prey to Holiday Scams

Be on the lookout this holiday season. Don’t let the hunt for that perfect toy lead you into falling prey to a scam! The “Secret Sister” gift exchange is back too. It’s still illegal to participate, but now there’s a social media twist. We’ve got the info you need to stay safe!

Read on to learn how to keep your money and your identity safe, and jingle all the way to a happy holiday!

1/20/2020 | Finances

How To Dispute An Error On Your Credit Card Report

Sometimes you may find an error in your credit card report. It might be a sharp decline in your score when you know you haven’t changed your spending or bill-paying habits, a large transaction you’re sure you’ve never made or an unfamiliar line of credit. While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score.

Read on to learn all of our tips on how to dispute an error on your credit card report:

1/13/2020 |

All You Need to Know About Home Loans

Here at Sharon Credit Union, we provide a variety of products and services to meet your specific financial needs and in the most ideal ways possible. One such example is our home loans. 

Read on to take a closer look at this product and how its application process works:

1/6/2020 |

All You Need to Know About Data Breaches

Here at Sharon Credit Union, your financial success and safety is our primary goal. To help keep your information and your finances secure, we’ve compiled a comprehensive guide on data breaches.

Read on for our whole guide on data breaches.

12/30/2019 |

9 Germ-y Places to Avoid (or Disinfect) This Winter

Winter is here and with winter comes germs and viruses. Harmful bacteria and viruses can lurk in places you’d never suspect, and knowing those places inside and outside the home, can help you avoid getting sick this winter.

Read on to learn all of the germ-iest places you might encounter this winter and how to keep yourself safe.

12/23/2019 |

6 Ways to Keep Your Finances Intact This Holiday Season

You don’t have to rack up a huge credit card bill or go into debt to cover your holiday expenses. Enjoy a financially stress-free season with Sharon Credit Union's six tips.

Read on to learn all of our tips to save money this Holiday Season.

9/16/2019 | Education

A Guide to Opening Your First Credit Card

Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!

Read on to get our guide and all of our do's and don'ts for opening a credit card.

9/9/2019 | Education

Your Complete Guide to Identity Theft Protection

Are you worried about #identitytheft? If you’re not, you should be! Millions of people fall victim every year, but you can stay safer with some simple steps. We’ve got a list of simple steps you can take to keep yourself out of the thieves’ crosshairs!

Read on for all of our tips on how to avoid identity theft.

9/2/2019 | Education

5 Must-Have Gadgets For Students

You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for school? Check out our list of 5 super-convenient gadgets that every student should know about.

Read on for our full list!

8/19/2019 | Education

11 Ways To Save On Back-To-School Shopping

Don’t drop your sunblock, but it’s almost #backtoschool time again! You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive, mindful approach when shopping for the new school year and spend hundreds less than the national average. Let Sharon Credit Union show you how!

Read on to learn all of our hacks on how tou can save on back-to-school shopping.

8/12/2019 | Education

10 Things You Can Do to Avoid Fraud

If you spot a scam, tell someone and then tell the FTC. Your reports help the FTC and other law enforcement investigate scams and bring crooks to justice. Sharon Credit Union came up with 10 things you can do to avoid fraud and recognize situations in which you are a target to scammers so that you can be better prepared to report fraud.

Read on to discover the 10 things you can do to avoid fraud and learn about how you can catch and prevent fraud attempts.

8/5/2019 | Education

9 Ways For Kids to Make Money

The best way to teach a child financial responsibility is by encouraging them to earn and manage money on her own. As August begins and kids get bored, there are many opportunities for them to pull in some extra money.

Read on to learn all of the ways kids can make some extra money this summer.

7/29/2019 | Education

12 Things To Do Before Your Summer Getaway

We’ve got a list of hints and tips that will save you time, money and most importantly aggravation before, during and after your getaway! Whatever your plans, here’s a list of things to take care of before you leave

Read on to see our whole pre-vacation checklist!

7/22/2019 | Education

7 Steps To A Mid-Year Financial Checkup

It's time for a mid-year financial checkup! Take a look at your monthly budget and see if it needs any adjustments, and try to factor in any large expenditures coming up. Give yourself a financial checkup before the summer gets away from you.

Read on to learn all 7 of our steps to a mid-year financial checkup!

7/15/2019 | Education

3 Ways Your Credit Union Can Help Fund Your Summer Vacation

Is the beach calling? Are the kids carving mouse ears out of soap? It’s vacation time! Let Sharon Credit Union help you make your dream trip a reality!

Read on to find out how Sharon Credit Union can help fund your summer vacation.

7/8/2019 | Education

4 Parking Lot Scams to Look Out for This Summer

So, you watch for #scams on your computer, in your mail and in stores, but have you ever heard of parking lot scams? They’re as old as cars, come in four major guises and are everywhere during the summer.

Read on to make sure that you have the right information to stay safe!



7/1/2019 | Education

6 Ways to Finance a Home Renovation

Home renovations are a great way to make your old house feel new again. Whether it be a renovation just for the sake of change, or a necessary change due to an unexpected emergency, Sharon Credit Union may be able to help. We are suggesting 6 Ways that Sharon Credit Union could finance your home renovations and providing options that are attractive and sutiable to different member needs or financial situations.

Read on to find out how Sharon Credit Union could help finance your home renovations.

6/24/2019 | Education

7 Money Myths You Need to Stop Believing Now

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.                                                           

Read on for 7 money myths that might be causing you more financial stress than benefit.

6/12/2019 | Education

How To Enjoy A Busy Wedding Season Without Going Broke

It’s #wedding season, and all those invites can really drain your wallet if you don’t shop smart! From saving on clothes and gifts to traveling on the cheap, check out our tips!

Read on to find out how you can attend the celebrations without breaking your wallet.

6/11/2019 | Education

6 Ways to Save Money on Gardening Equiptment and Supplies

Want to reconnect with the earth and do some gardening? We’ve got six hacks that will save you big money!

Read on to learn how you can afford the garden of your dreams!

5/24/2019 | Education

8 Ways to Spot a Home Improvement Scam

If springtime has you wanting to spruce up your home, beware of home repair scams! The scammers will take your money then do shoddy work, leave the work unfinished or simply never show up at all.

Read on to learn how you can avoid being a victim and spot a scammer right way!

5/24/2019 | Education

7 Ways to Avoid Getting Scammed on Craigslist

Almost always, spring cleaning means extra stuff to sell, and whether you’re looking for bargains or looking to sell, Craigslist is likely to factor into your plans. Just be sure you don’t get scammed! Be sure you know what CL does and doesn’t do. (Tip: It does NOT offer buyer protection. That’s a scam.)

Read more to keep yourself protected!

5/23/2019 | Finances

Features You Should Look for in a New Car

Picking out the features you want in a new car can be like picking items off a menu … you want a bit of everything! Fortunately, we’ve gone through the most popular ones to help you pick the most important ones, the fun ones and the ones to skip.

To learn which must have safety features you should seriously consider in your next vehicle and which fun options might be right for you, read on.

4/28/2019 | Finances

7 Signs You're Living Beyond Your Means and How to Fix Them

If you can’t seem to dig out of a financial hole, you might be living beyond your means. But how to tell? Are you saving or are you living without rainy day and emergency funds? Carrying a credit card balance month to month? Do monthly bills create tremendous stress? Do your house and car payments bust your budget? If some or all of these apply to you, read how you can make fixes.

Read more.


3/18/2019 | Security

One Simple Step to Better Protect Yourself Online

You've installed virus protection on your computer, but have you done everything possible to protect yourself? An updated browser offers protection against the most recent scams, phishing attacks, viruses, Trojans, and more. Newer browsers have security patches that may not be present in your older browser.

Read more about protecting yourself online.

3/15/2019 | Finances

5 Ways to Pay Off a Loan Early

If you’re like most of us, you’ve got more debt than you’d like. Want to pay it off early? There are simple tricks you can employ to lighten the load and start paying down what you owe sooner rather than later.

Read on to get started today!

2/21/2019 | Security

Student Loan Scams

College students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re quick to offer you an easy — but completely bogus — way to free yourself from that debt. Or, they might falsely claim you owe the feds taxes on your debt. If you’re already stressed about your student loans, that makes you an easy target.

Don’t get scammed! All it takes is a lack of knowledge and a small blunder to be out thousands of dollars.

Read More

1/18/2019 | Finances

Do You Need a Rainy Day Fund and Emergency Fund?

In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, but both funds available to tap into as needed. 

Read on for all your questions on rainy day and emergency funds, answered. 

1/11/2019 | Security

All You Need to Know About Facebook's Latest Bug

Last month, Facebook announced that its internal team found a photo API bug in the social media platform which may have exposed the unshared photos of 6.8 million users. 

Read on for all you need to know about the recent Facebook bug. 

12/21/2018 | Security

5 Scams to Watch for After the Holidays

The holidays may be over, but the scams aren’t! Even after the holidays, there are fraudsters to watch out for. Don’t let your holiday bliss be ruined by scams. Read our tips to steer clear!

Read More

12/5/2018 | Lifestyle

Winterize Your Home

When the wind turns bitterly cold, take a bite out of your gas bill. Instead of cranking up the heat, try keeping the warmth in by properly winterizing your home. Here are some easy ways:

Read More

12/3/2018 | Lifestyle

Can You Put a Cap on Your Holiday Shopping?

Most of us will make multiple trips to the mall in preparation for the holidays. Don’t want to spend this coming January and February paying for your December shopping? Here’s how to watch the buck while cruising the aisles with thousands of fellow holiday shoppers:

Read More

11/28/2018 | Security

Fake Check Scams on the Rise

In early September, the Better Business Bureau (BBB) released a report warning about a spike in fake check scams. These scams now reach 500,000 victims each year. 

Read More

11/21/2018 | Education

5 Ways to Improve Your Credit Score

Looking to improve your credit score? Here are 5 tips!

1. Pay your bills on time. If you find this to be a challenge, consider signing up for automatic payments.

Read More

11/19/2018 | Lifestyle

5 Must Have Gadgets for College Students

You’ve already got your laptop, tablet and, of course, your smartphone. What more can you need for college? Check out our list of 5 super-convenient gadgets that every college student should know about.

Read More

11/13/2018 | Education

Staying Safe Online

A compromised computer can put you at risk for money loss, phishing scams or even complete identity theft. Read on for steps you can take to keep yourself safe online.

Read More

11/7/2018 | Lifestyle

5 Ways Retailers Influence Our Spending

Retailers have one goal: to get you to spend more. And they have lots of tricks to make that happen. Learn how to spot these marketing tactics and make smarter decisions when shopping.    

Read More

10/23/2018 | Education

Credit Card Fraud in Fives

No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult to fix. 

Learn More

10/18/2018 | Security

Beware the Blackmailing Scam

Blackmail and extortion are some of the oldest tricks in the book — because they work. That’s why a fresh wave of these scams hit the internet last month, ensnaring dozens of victims. Here’s what you need to know about these scams.

How it works

Read More

10/10/2018 | Education

Why Does My Mortgage Lender Need So Much Information

Exhaustive research into the financial, personal and credit history of home loan applicants is not unique to credit unions. Every home lender will request similar information for processing the loan. 

Why are lenders so nosy? 

Read More

10/10/2018 |

7 Halloween Hacks You Don't Want to Miss

Halloween is coming – and so is the fun! Everyone wants to win the prize for creepiest costume and the most frightening yard décor in the neighborhood.

Read More

10/4/2018 | Lifestyle

Do I Still Need a Landline?

Wondering if you should keep your landline? Landlines are quite outdated, but, before cutting the wire, read up on the main reasons people cling to their landlines, and why some of those reasons may not actually matter. 

1. Communication during emergencies 

Read More

9/24/2018 | Lifestyle

6 Times a Bargain is Not a Bargain

Here’s when that steal of a deal is not such a bargain after all. 

1. When you don’t need it

Read More

9/19/2018 | Finances

5 Questions About Your Financial Future to Ask Yourself Today

It's important to stay on top of your finances. Here are 5 financial questions to ask yourself. Depending on your answers, they may help motivate you to to get on track!

Read More

9/18/2018 |

New Cars vs. Used Cars

Choosing between new and pre-owned cars can be a complicated decision. To make your job a little easier, we’ve outlined the pros and cons of each purchase type below. 

Read More

9/13/2018 | Education

6 Steps for Creating and Keeping Strong Passwords

Your passwords are the keys to your life. And when it feels like there’s another big security breach every week, you want to be sure those passwords are strong and safe. 

Read More

9/12/2018 | Finances

8 Reasons to Create a Monthly Budget

Not sure what you’ll gain by budgeting? Here’s a list of the benefits.

  1. You’ll spend less.

Read More

9/12/2018 | Education

All You Need to Know About Buying a Used Car

If you’re in the market for a deal on used wheels, follow the steps below for a smoother ride!

Step 1: Crunch the numbers

Read More

8/21/2018 | Finances

7 Questions to Ask Yourself Before Making a Large Purchase

You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. You’re thrilled! 

That is, until a few weeks later when the credit card bill comes, and buyer’s remorse hits. You can’t help wondering: Was it really worth the price? 

Read More

8/21/2018 | Finances

Book Review: Financially Ever After

It’s almost impossible to find two people who have identical approaches toward money management. We all have our own ideas about spending, budgeting and saving. What one person calls being cheap, another calls being frugal, and yet a third will call total deprivation.

Read More

8/16/2018 | Security

Look Before You Pump! Don't Get Skimmed at the Gas Station

Gas-pump skimming is an old crime making a comeback, and your card may be at risk. Since skimmer devices are almost invisible, they can be difficult to spot. And Bluetooth technology lets the scammer remotely obtain the info it collects from as far as 100 yards away.

Read More

8/15/2018 | Lifestyle

Back to School Shopping Hacks

Save big this season with our handy list of back-to-school shopping hacks! 

Read More

8/7/2018 | Education

How Many Credit Cards Should I Own?

Hopefully, you’re working hard to keep a high credit score by using your cards and paying on time. You may be wondering, though, if more is better. Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score? 

Read More

7/25/2018 | Lifestyle

Student Discounts You Can Use

Between astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap.

Lucky for you, there are loads of companies out there that think you deserve a budgeting break.

Read More

7/20/2018 | Security

All You Need To Know About The Ticketmaster Breach

Hackers are at it again! This time, they're skimming information on third-party sites in what may be the largest credit breach ever.

Read More

7/18/2018 | Security

All You Need to Know About Smishing Scams

Text messaging has come under attack as one of the most vulnerable mediums for identity theft and more. Here’s what you need to know about an SMS message-based scam called “smishing.”

Read More

7/12/2018 | Lifestyle

What Kind of Boat Should You Buy

Are you ready to feel the lake or sea water spray on your face on a warm summer day?

Before you become a proud boat owner, you’ll need to choose what kind of boat you want to buy.

Read More 

7/11/2018 | Lifestyle

9 Ways to Enjoy Summer on a Budget

Looking to have some fun this summer without breaking the bank? Here are some ideas!

1. Check out neighborhood business freebies. This includes shows, demonstrations and activities that local businesses host to generate summer traffic.

Read More

7/10/2018 | Finances

How to Buy a Boat

Get ready to set sail this summer! Read on for the ultimate boat-buying guide. 

Step 1: Choose your boat type

Read More

7/9/2018 | Kids & Money

Shop the Sales

You don’t have to be a genuine Coupon Queen to save money on groceries. Teach your kids how to shop the sales and use coupons in the best way possible.   

This month’s goal: Show your kids how much money you can save by shopping sales and using coupons. 

Read More

7/3/2018 | Education

7 Ways to Spot a Loan Scam

Your credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you – and the few that are offer very unforgiving terms. 

Read More

7/3/2018 | Finances

How to Save For a Boat

Ready to make waves without sinking your budget? Here’s eight simple steps to save up for the boat of your dreams. 

1.) Do your research 

Read More

6/26/2018 | Education

Debit Card Safety

How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay. Let’s explore when and how to use your debit card. 

Read More

6/21/2018 | Finances

5 Ways to Budget For Your Wedding

Are you ready to tie the knot, but don’t know if you can afford a wedding? You don’t need to skimp on the wedding of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say “I Do”  without stressing over wedding costs. 

Read More

6/18/2018 |

Jury Duty Scams

A recent revival of the classic jury duty scam has painted the entire jury duty experience in a more sinister hue.

Read More

6/14/2018 | Education

Daily Worth

If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice. 

Read More

6/12/2018 | Finances

Don't Drink Your Wallet Dry

It’s hot out, so make sure you’re drinking up!  

You probably already know water is the best beverage choice for your health and for your money. But did you know bottled water may be costing you a fortune? 

Read More

6/7/2018 | Finances

Your Personal RV Buying Guide

It’s vacation time! Nothing beats a summertime road trip, but long hours in the car can really kill a vacation. That’s the beauty of recreational vehicles. The road IS the destination; anywhere you go, you’ve got luxury-class accommodations!

Read More

6/6/2018 | Finances

4 Ways to Bring Your Dream Kitchen to Life

A kitchen remodel or makeover not only adds value to your home, it will almost feel like you’ve got a new home. Here’s 4 ways to bring your dream kitchen to life. 

Read More

6/4/2018 | Finances

6 Ways to Turn Your Dream Vacation into a Reality

Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.

Read More

5/24/2018 | Lifestyle

13 Grilling Hacks for Your Summer BBQs

Whether you use a modest charcoal grill or an upscale Weber, we’ve got your BBQ success covered! Here’s 13 genius grilling hacks that will take your ‘cue to the next level. 

Read More

5/22/2018 | Security

Beware of Social Media Scams

Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.

Read More

5/16/2018 | Finances

How to Fund An Emergency

When it comes to financial emergencies, ideally you will have an emergency fund tucked away for this very reason. If you don’t, or the money you have set aside isn’t enough, you have several options to consider. 

Read More

5/15/2018 | Education

5 Things You Can Do Today To Help Your Future

Your primary reason for attending college is to jumpstart your career, of course. But, did you know there are many other things you can do now to help secure your future?

Here are just 5 things you can do today that will improve your after-college life:

Read More

5/9/2018 | Education

Online Resources for College Students

Keeping up with all your classes, reports and exams is no simple feat. And while we can’t make your classes easier, we can help lighten your workload with this awesome list of online resources for college students. Take advantage of all the internet has to offer!

Read More

5/7/2018 | Lifestyle

Saving on Mother's Day

It’s wonderful to show your love and appreciation for your mother, especially on Mother's Day, but you don’t need to blow your budget to make that happen.

Here are some low-cost ways to show Mom how much you care.

Read More

5/2/2018 | Finances

7 Ways to Spring Clean for Extra Cash

When that first delightful spring breeze starts blowing, you know it’s time to get your house in shape.

The warmer weather and the brilliant sunshine pouring through your windows can fill you with boundless energy.

Read More

4/10/2018 | Finances

Beware of Cryptocurrency Hacks

Cryptocurrency is all the rage. Money you can’t see? Online accounts that aren’t regulated by big banks or even the feds? It has a futuristic feel, and anyone and everyone seems to be buying into the trend.

Read More

4/4/2018 | Finances

Rising Interest Rates

If you follow the national business news, you are likely getting mixed messages about the state of the economy. While never very reassuring, pundits’ opinions on the stock market and the country’s economic state are changing as frequently as the weather. 

Read More

4/3/2018 | Education

Teaching Your Kids Saving Smarts

For the responsible adult who thinks about being prepared for the future, savings are a fixed expense that is built into the monthly budget just like car payments and insurance.

Read More

3/29/2018 | Security

Medical Identity Theft

Medicare is replacing its old cards with new ones. They contain an 11-digit code instead of a Social Security number. Unfortunately, even though the cards have not yet been issued, scammers are taking advantage of this change. 

Read More

3/28/2018 | Lifestyle

15 Tricks to Sell Your Home Quickly

Spring is in the air! And aside for the hum of lawnmowers, newly bloomed flowers and the chime of the ice cream truck, spring means the chance at a fresh start in a fresh, new home. 

Read More

3/21/2018 | Security

Beware of Business Scams

How much would you pay for the opportunity to work from home and earn six figures in less than 90 days?

That’s exactly what the Digital Altitude company promised:

Read More

3/20/2018 | Lifestyle

Energy Saving Tips - What To Look For When Buying New Appliances

Ecologists are always searching for ways to save our environment. Focusing on energy-efficient appliances is one aspect of this endeavor.

Read More

3/15/2018 | Finances

Saving on Home Renovations

Is your home in desperate need of a facelift? As you probably know, renovations don’t come cheap. In fact, the average kitchen remodel tops $60,000 and bathroom overhauls can cost $18,000!

Read More

3/7/2018 | Finances

What Were the Actual 2018 Tax Changes?

What were the exact changes made to the U.S. tax code this year? There was so much talk about the proposed changes to the tax code, and many of the changes signed into law with the official Tax Cuts and Jobs Acts were quite different from those planned.

Read More

2/28/2018 | Kids & Money

Working It Out

One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money. Do your kids understand that every time you pull out a wad of bills or swipe a card to pay for a purchase, that money is directly linked to time you put in at the office?

Read More

2/21/2018 | Security

Beware of Intel Patch Scams

Last month, we learned that millions of processors throughout the world were vulnerable to hackers. The problems, known as Spectre and Meltdown, lie within chips of computers and smartphones, making them...

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2/21/2018 | Finances

How to Talk Money with Your Partner

What happens when you and your partner have different approaches toward money?

It’s a common scenario.

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2/13/2018 | Education

6 Common Tax Mistakes To Avoid

It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common mistakes people make on their tax returns.

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2/12/2018 | Security

ATM Jackpotting Scam

Jackpotting attacks on ATMs have been spreading through Europe and Asia for quite some time now. Recently, though, Brian Kreps reported that the Secret Service has warned of jackpotting scams hitting the United States.

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2/6/2018 | Education

Will Amazon Go Destroy The Face Of American Retail?

You’ve picked up your last item, and you’re ready to check out. But if you thought choosing the right blend of K-cups was a tough decision, that’s nothing compared to the choice you’ll have to make now. Do you go to the aisle with the most carts that has the fastest cashier?

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1/31/2018 | Education

7 Common Life Insurance Myths Debunked

Many of us let popular misconceptions about life insurance convince us that we don’t need it. Read on to see how seven of the most widespread life insurance myths are easily debunked.

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1/30/2018 | Education

Financial Planning For College: How To Get The Most Out Of The FAFSA

If you’re the parent of a college-bound high school student, you’ve probably already started receiving junk mail with pictures of big, impressive stone facades on the outside and big, appalling price tags on the inside.

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1/29/2018 | Education

FAQs About Share Secured Loans

Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low-interest rate plus credit building and repair:

1.) What are share secured loans?

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1/24/2018 | Education

The Brain/Money Connection

We know that stress impacts our health in various ways, but did you know the brain is also physically affected by stress? Neuroscientists at the University of California, Berkeley, have found that chronic stress triggers long-term changes in brain structure and function. And nothing spells stress like money dilemmas!

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1/18/2018 | Security

Phone Cloning and Digital Self Defense

Did you know it’s possible to clone a phone? It involves copying the identity of one phone to another. In fact, in today’s digital world, when we use them for everything from ordering an Uber to paying for purchases, mobile phones can be a major source of security breaches. And as frightening as it sounds, the only thing a hacker needs to launch a major attack is your phone number.

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12/27/2017 | Education

Ready, Set, College

It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!

The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.

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12/13/2017 | Lifestyle

Surviving the Holidays With Your Sanity Intact

With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank.

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12/5/2017 | Education

Everything You Want to Know about Bitcoin (…But Were Afraid to Google)

What is Bitcoin?

Bitcoin is a form of money that is entirely digital. The U.S. has dollars, Europe has Euros and the internet has bitcoins. The fact that bitcoin is digital isn’t all that interesting – because, in reality, an estimated 92% of all money is digital.

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11/29/2017 | Education

Beware of Banking Scams

There’s been a recent uptick in banking scams where criminals pose as representatives of the victim’s financial institution, thereby obtaining sensitive information. The scammers use the credit union’s social media account or likeness to appear authentic.

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11/21/2017 | Finances

The Real deal on the 2018 Tax Changes

The current administration is implementing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment. Unfortunately, though, most of them will do little, if anything, for the state of the economy.

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11/14/2017 | Education

The iPhone X and Decoy Pricing

Retailers often manipulate our spending habits. For instance, every time you shop, your choices are likely influenced by pricing tactics like BOGO, anchoring and high-end pricing.

And then there’s the tactic favored by Apple: decoy pricing.

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10/23/2017 | Finances

Beware Debt Relief

More than 42 million Americans have student loan debt, with their collective debt topping $1.4 trillion. Unfortunately, these big numbers make student loan debtors excellent targets for scams.

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10/23/2017 | Finances

7 Ways to Save on Thanksgiving Costs

Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for seven easy ways to save on Thanksgiving costs this year. 

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10/11/2017 | Finances

Updates on the Equifax Breach

It’s been several weeks since the massive Equifax data breach became public knowledge. While there are still more questions than answers, lots of factors have been clarified. Here are some of the most common questions answered so far:

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10/3/2017 | Education

The Dos and Don'ts of Credit Repair

Looking for ways to improve an unfavorable credit score? Look no further! Our handy guide will help you get on the road to improving your score.

Do: Determine your actual credit score

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9/6/2017 | Finances

Dealing With A Financial Setback

If you’re hit with hard times, here are some tips to keep in mind.  

Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime.

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8/30/2017 | Education

Do Your Kids Have Virtual Shopping Smarts?

Did you know that 73% of millennials questioned in a Bazaar Voice survey do all their shopping on their smartphones? It’s not surprising. The world of commerce is constantly becoming more digitized as retailers focus on improving their online presence to cater to cyberspace shoppers.

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8/23/2017 | Retirement

Retirement Savings For Self-Employed People

Moonlighting is the new normal. It seems like everyone has a side hustle or a personal project they hope to someday turn into a business. While this money-making ambition is good for the pocketbook, it can be a little tricky come tax time.

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8/17/2017 | Lifestyle

Financial Tips For Single Parents

Single parenting brings unique budgeting challenges.

The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. 

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8/13/2017 | Lifestyle

12 Back-To-School Savings Tips

Like most people, we’re sure you want to get through the back-to-school season without spending a small fortune.  Back-to-school time is the second largest shopping season of the year. If all that spending makes your head pound, take heart. Sharon Credit Union has your back! 

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8/1/2017 | Lifestyle

6 Ways To Save On Your Summer Vacation

The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway?

Ideally, a plump vacation fund is the way to go.

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7/25/2017 | Lifestyle

Save Money While Vacationing Abroad

Exploring foreign shores and dining on exotic fare are what make up many dream vacations. But when you suspect a money changer has taken you for a ride or you’ve busted your budget after only two days, it can quickly become a nightmare. 

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7/20/2017 | Lifestyle

Newlyweds: Don’t Let Financial Stress Take The Cake

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce.

So, how can you avoid becoming a statistic? Here are some ideas from the experts:

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7/18/2017 | Kids & Money

Beware of Scams! Give Your Kids Tools For Standing Up To Con Artists

The world is a big and beautiful place.

Unfortunately, it is also filled with unethical people who are trying to take advantage of the innocent and the naive at every turn.

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7/12/2017 | Education

Putting Your Affairs In Order: 7 Steps To Make Sure You’re Prepared

They say there are only two guarantees in life: death and taxes. 

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7/11/2017 | Security

Beware Of Fake Checks! 3 Tips To Protect Yourself From The Latest Scam

Personal checks look simple and innocent. Recently, though, the Federal Trade Commission (FTC) and other agencies have warned about increases in fake check scams.

There are several variations of the scam, and they all end with you losing thousands of dollars.

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7/6/2017 | Finances

Deciding Which Bills to Pay First

The following is a guest blog post from our partner, Greenpath Financial Wellness.

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7/5/2017 | Security

Summertime in Scam City

Scammers don’t take summers off. 

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6/28/2017 | Lifestyle

8 Ways To Save On A Vacation

Just because you’re going on vacation, that doesn’t mean your budget has to take a hike. Use these tips to save big and still have a wonderful vacation!

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6/26/2017 | Finances

Plan For The Payoff When You Plan Your Student Loans

When your student understands the long-term consequences of accumulating..

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6/22/2017 | Finances

4 Ways To Repay Your Student Loans With Help From Sharon Credit Union

We can help you pay back your loan.

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6/21/2017 | Security

Home Improvement Scams

Here are some signs you might be working with the wrong person.

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6/16/2017 | Lifestyle

20 Ways To Celebrate Father's Day -- Without Breaking The Bank

We all want to show our dads that we care on Father’s Day. Many people panic and run straight for the ties. But unless your father is a necktie aficionado and you can land him the rarest of rare finds in men’s fashion, you may want to consider something else that shows how well you know and appreciate your dad.

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6/14/2017 | Education

How To Be Smart About Student Loans

There is one thing you can start doing this year to take away a lot of stress in your 20s.

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6/12/2017 | News

3 Changes In The VantageScore System

VantageScore is a consumer credit-scoring model, which dictates the way credit bureaus — Experian, TransUnion, and Equifax — determine your credit score. 

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6/6/2017 | Lifestyle

6 Springtime Gardening Tips

There’s nothing quite like a garden in full bloom, but all that beauty takes work. 

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5/31/2017 | Kids & Money

Train Your Young Entrepreneurs

Your kids may be too young to know the first thing about running a business, but that doesn’t mean they can’t learn! Teach them all about scouting a market, creating a great business model and earning money with this fun and educational activity.

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5/25/2017 | Education

Memorial Day Celebrations, Yesterday And Today

Originally called Decoration Day, Memorial Day began following the Civil War.

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5/23/2017 | Lifestyle

Top 7 Home Improvements You Can Do Yourself With A Little Help From Sharon Credit Union

Consider these great home improvement ideas that you can do yourself!

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5/10/2017 | Education

Regulation D: How Does It Affect Me?

Feeling Limited? Blame It On Regulation D.

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5/4/2017 | Lifestyle

How To Get A Summer Job: A Guide For Students Of All Ages

It’s wise to start thinking about summer work now.

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5/3/2017 | Lifestyle

Mother's Day on a Budget

Along with the blooming flowers and blazing sunshine comes the plans for celebrating Mother’s Day.

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4/21/2017 | Education

Put Your Trust In A Trust: 4 Reasons Trust Accounts Make Sense For You

A trust is a private contract that is living.  

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4/15/2017 | Lifestyle

11 Ways To Scale Back On Food Costs

Are you looking to cut back on food costs? 

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4/12/2017 | Finances

Your Down Payment On A House

When you think about your down payment, balance is key.

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4/11/2017 | Education

Buying A Home In Today's Economy

The only thing certain about today’s economy is that it is uncertain.

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4/5/2017 | Education

Traditional Electricity Production vs. Solar Electricity Production

It is important to know how your current electricity is being produced.

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3/30/2017 | Security

Stay Away From These Airbnb Scams

An Airbnb host you were interested in sends you a link to several other properties they have for rent. 

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3/28/2017 | Lifestyle

Safety First: 4 Ways To Prepare For Hurricane Season

Here are 4 ways to prepare for hurricane season.

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3/22/2017 | Education

Women's History Month: Women In Finance

Because March is Women’s History Month.  

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3/21/2017 | Lifestyle

4 Quick Tips When It Comes To Paying Your Wedding Bill

In a perfect world, you already have all the money you need saved in the bank.

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3/14/2017 | Lifestyle

5 Ways To Save On The Cost Of Your Wedding Day

If you’re tying the knot this year, read on for five ways to save on the cost of your big day!

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3/9/2017 | Security

3 Tech Support Scams To Watch Out For

It’s important to be vigilant when browsing, and watch out for these three tech support scams.

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3/1/2017 | Security

Beware Of The Fake Tax Form Scam

Tax season means a paperwork blizzard. 

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2/22/2017 | Finances

America Saves Week - Saving For The Future Can Save The Day

The week of February 27 to March 4, 2017, is America Saves Week. 

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2/21/2017 | Lifestyle

5 Tips For Saving On A New Computer

Here are some tips on how you can save on your purchase.

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2/15/2017 | Education

Leasing vs. Buying A Car

Here are some things to think about before making that decision.

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2/13/2017 | Lifestyle

5 Tips To Keep Your Wallet Insulated From Winter Heating Costs

Unfortunately, keeping a home warm isn’t cheap; monthly heating costs can easily reach $300.  

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2/7/2017 | Kids & Money

Talking To Your Kids About Taxes: How Much Should You Share

Your taxes are a major family expense, and at some point, your children will come asking questions about them. What should and shouldn’t you share?

Two of the main factors to consider are age and maturity level.

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2/1/2017 | Security

Beware These Utility Scams

The Department of Consumer Affairs has warned of a new scam targeting utility customers.

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1/26/2017 | Lifestyle

4 Tricks To Cutting Your Property Tax Bill

If you want to cut your property tax bill, try these four tricks.

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1/24/2017 | Education

Do's And Don'ts When Preparing Your Taxes

You need to be aware of some potential pitfalls that you could easily fall into. 

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1/18/2017 | Finances

3 Tips For Managing Your Debt

Here’s what you can do.

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12/29/2016 | Kids & Money

Thank-You Notes: More Than Courtesy

The days after Christmas can have a sort of serenity to them. All of the shopping is actually done. All of the parties have been hosted. Family has come and gone. There are a few days until New Years with nothing much to do.

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12/27/2016 | Lifestyle

7 New Year's Resolutions For A Richer 2017

Check out these seven ways to make 2017 the year of the dollar!

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12/20/2016 | Retirement

Financial Freedom: What It Takes To Free Yourself From Work

If it’s a goal, or if you’re just curious, consider the following.

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12/14/2016 | Lifestyle

How To Be The Host With The Most Without Draining Your Account

Try these 3 handy tips to save on expenses.

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12/12/2016 | Security

Going Away For The Holidays? Don’t Announce It Online Until You’re Back

It’s better to be safe than sorry.

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12/8/2016 | Lifestyle

Going From New Homeowner To Happy Home: Tips For Recent Homebuyers

Check out these common homeowner situations.

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12/7/2016 | Lifestyle

How Not To Bust Your Holiday Budget

There’s a better way, and it’s simple.

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11/30/2016 | Lifestyle

Make The Nice List With Your Credit Card Use

Stay on the right list, and avoid smudges on your credit report!

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11/22/2016 | Security

Dealer Auto Finance Scams

We'll talk about what to look for and how to avoid dealer finance scams so you don’t spend too much on your next car.

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11/16/2016 | Education

Credit Cards Or Debit Cards - What's The Smartest Swipe?

Which one should you use? The answer depends largely upon your lifestyle.

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11/14/2016 | Security

Watch Out For These Product Recall Scams

A product recall is never pretty

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11/9/2016 | Security

Get These Things Out Of Your Purse Or Wallet Now

Give your purse or wallet a good once over.

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10/25/2016 | News

What Happened At Wells Fargo?

Here are a few common questions about the scandal and what to do if you’ve been impacted by it.

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10/17/2016 | Lifestyle

Bring Back The Brown Bag: Saving Money On Lunch The Old-Fashioned Way

Here are three tips to jump-start your new lunch habit!

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10/17/2016 | Finances

Personal Loans: The Swiss Army Of National Finance

Sometimes life throws expensive surprises.

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9/21/2016 | Security

ATM Fraud On The Rise: Staying Safe While Getting Cash

Scammers are everywhere in web-based commerce

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9/13/2016 | Lifestyle

4 Meal Planning Tips That Can Save You Hundreds

Meal planning is a simple and effective way to save a lot of money each month.

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9/12/2016 | Education

Beware The Boom: Diversify Your Portfolio To Protect From The Bust

There’s always a “next big thing” in investing

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9/6/2016 | Security

3 Tips To Avoid Being Taken By Rental Scams

Renting an apartment can be scary

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8/29/2016 | Education

Turning Back to School Shopping into a Personal Finance Lesson For Your Kids

Most parents regard back to school time with a mix of emotions.  On one hand, you’re sorry to see your kids go.  Summer has been a great time to tackle projects together, build memories, and have fun.  On the other hand, it’ll be nice to have the whole house awake and moving before noon again!

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