Privacy Policy

We Respect Your Privacy

We never share nonpublic personal information except as permitted or required by law and we will continue to protect your privacy.

View privacy policy as a pdf here.

Sharon & Crescent United Credit Union Privacy Policy Revised March 2022

Facts

What does Sharon & Crescent United Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

• Social Security number and income 
• Account balances and transaction history
• Checking account information and credit history

When you are no longer a member, we continue to share your information as described in this notice. 

How

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Sharon & Crescent United Credit Union chooses to share; and whether you can limit this sharing. 

Questions?

Call Toll Free 877-661-3300

What We Do

How does Sharon & Crescent United Credit Union protect my personal information? 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain a comprehensive written Information Security Program. 

How does Sharon & Crescent United Credit Union collect my personal information? 

We collect your personal information, for example, when you 

• Open an account or make deposits/withdrawals from your account 
• Pay your bills or apply for a loan 
• Use your debit card 

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Why can't I limit all sharing?

Federal law gives you the right to limit only 

• Sharing for affiliates' everyday business purposes­information about your creditworthiness 
• Affiliates from using your information to market to you 
• Sharing for nonaffiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing. 

Reasons we can share your personal information 

1. For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
   • Does Sharon & Crescent United Credit Union share? Yes
   • Can you limit this sharing? No
2. For our marketing purposes-to offer products and services to you 
   • Does Sharon & Crescent United Credit Union share? Yes
   • Can you limit this sharing? No
3. For joint marketing with other financial institutions 
   • Does Sharon & Crescent United Credit Union share? Yes
   • Can you limit this sharing? No
4. For our affiliates' everyday business purposes­--information about your transactions and experiences 
   • Does Sharon & Crescent United Credit Union share? No
   • Can you limit this sharing? We Don't Share
5. For our affiliates' everyday business purposes­--information about your creditworthiness 
   • Does Sharon & Crescent United Credit Union share? No
   • Can you limit this sharing? We Don't Share
6. For nonaffiliates to market to you 
   • Does Sharon & Crescent United Credit Union share? No
   • Can you limit this sharing? We Don't Share

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. 

• Sharon & Crescent United Credit Union has no affiliates

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

• Sharon & Crescent United Credit Union does not share with nonaffiliates so they can market to you 

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

• Our joint marketing partners are credit card providers, insurance agents, security brokers, dealers, and marketing agencies for Sharon & Crescent United Credit Union.