Online Banking

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Schedule of Fees

Effective Date: August 10, 2020

Checking Accounts

MyFree Checking
MyGreen Checking
Per Check Written
MyInterest Checking
Service Charge if balance falls below $500.00
$5.00/per month
MyRelationship Checking
Service Charge if combined loan and deposit balances fall below $10,000
$10.00/per month
MyBusiness Plus Checking Monthly
Service Charge if balance falls below $5,000
$15.00/per month
Check Printing
Based on style or design
Shipping charges for all orders paid by Member
Overdraft Privilege Service (OPS) Paid Item*
Non-Sufficient Funds (NSF) Returned Item
Stop Payment
Preauthorized Overdraft Transfers from Savings
Two free per month
Monthly transfer limits apply-see Truth in Savings
$5.00 each

* Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. No overdraft fee for transactions less than $5.01. Fees capped at five per business day.

Official Checks and Money Orders

One of either FREE per day - $3.00

Online Banking and Bill Payer

Online Banking FREE
Bill Payer FREE
VIP (Remote Deposit Capture) FREE
Stop Payment of a Bill Payer Check $25.00
Copy of a Bill Payer Check $5.00
Expediated Bill Payment - Electronic $10.00
Expediated Bill Payment - Check $25.00


Miscellaneous Mortgage Fees

Preparation of Confirmatory Discharge $125.00
Preparation of Subordination Agreement $125.00
Partial Release Fee  $125.00 plus Appraisal Fee
Lien Release Letter $10.00
Written Payoff Request $25.00 (one free every 6 months)
Loan Modification Varies


Debit Mastercard®* / ATM Card*

No fee imposed by SCU Credit Union for ATM transactions at SCU Credit Union or non-SCU Credit Union ATMS. When using an ATM not owned by SCU Credit Union, you may be charged a surcharge fee by the ATM Owner or network. The ATM owner or network fees are not imposed when you see a participating SUM® or CO-OP® Network ATM.

Debit Card POS transactions at any U.S. location FREE
Mastercard® Cross-Border Fee (pass through from Mastercard®) . % of transaction
Replacement card if lost or stolen $15.00


Miscellaneous Charges

Returned Deposited Item $7.00
Foreign Item Collection Fee
Pass through from collecting agent
Account Research Fee (one-hour minimum) $30.00/hr
Duplicate Statement  $6.00
Processing of Levy, Garnishment
or Other Legal Service
$100.00 each
Self-Service Coin Processing
Non-Members Only
10% of total
IRA Outgoing Trustee Transfer Fee $40.00
Abandoned Property Account $50.00
Abandoned Property Negotiable Instrument $1.00
Money Market Regulation D Excess Transaction Fee  $10.00
Bad Address Fee (per account)  $5.00
Lost passbook $15.00
Verification of Deposit $10.00


Safe Deposit Boxes/Annual Fee

3" x 5" $50.00
5" x 5" $65.00
3" x 10" $75.00
5" x 10" $110.00
10" x 10" $175.00
18" x 15" $200.00
24" x 19" $250.00
Late Payment Fee $15.00
Lost Key $50.00
Box Drilling $250.00


Wire Transfers

Outgoing domestic $25.00
Outgoing international $50.00
Incoming $10.00