Schedule of Fees
Effective Date: August 10, 2020
Checking Accounts
|
MyFree Checking
|
FREE
|
|
MyGreen Checking
Per Check Written
|
$1.00
|
|
MyInterest Checking
Service Charge if balance falls below $500.00
|
$5.00/per month
|
|
MyRelationship Checking
Service Charge if combined loan and deposit balances fall below $10,000
|
$10.00/per month
|
|
MyBusiness Plus Checking Monthly
Service Charge if balance falls below $5,000
|
$15.00/per month
|
|
Check Printing
Based on style or design
Shipping charges for all orders paid by Member
|
Variable
|
|
Overdraft Privilege Service (OPS) Paid Item*
|
$35.00
|
|
Non-Sufficient Funds (NSF) Returned Item
|
$35.00
|
|
Stop Payment
|
$30.00
|
|
Preauthorized Overdraft Transfers from Savings
Two free per month
Monthly transfer limits apply-see Truth in Savings
Disclosure
|
$5.00 each
|
* Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. No overdraft fee for transactions less than $5.01. Fees capped at five per business day.
Official Checks and Money Orders
One of either FREE per day - $3.00
Online Banking and Bill Payer
| Online Banking |
FREE |
| Bill Payer |
FREE |
| VIP (Remote Deposit Capture) |
FREE |
| Stop Payment of a Bill Payer Check |
$25.00 |
| Copy of a Bill Payer Check |
$5.00 |
| Expediated Bill Payment - Electronic |
$10.00 |
| Expediated Bill Payment - Check |
$25.00 |
Miscellaneous Mortgage Fees
| Preparation of Confirmatory Discharge |
$125.00 |
| Preparation of Subordination Agreement |
$125.00 |
| Partial Release Fee |
$125.00 plus Appraisal Fee |
| Lien Release Letter |
$10.00 |
| Written Payoff Request |
$25.00 (one free every 6 months) |
| Loan Modification |
Varies |
Debit MasterCard®* / ATM Card*
No fee imposed by SCU Credit Union for ATM transactions at SCU Credit Union or non-SCU Credit Union ATMS. When using an ATM not owned by SCU Credit Union, you may be charged a surcharge fee by the ATM Owner or network. The ATM owner or network fees are not imposed when you see a participating SUM® or CO-OP® Network ATM.
| Debit Card POS transactions at any U.S. location |
FREE |
| Mastercard® Cross-Border Fee (pass through from Mastercard®) . |
% of transaction |
| Replacement card if lost or stolen |
$15.00 |
Miscellaneous Charges
| Returned Deposited Item |
$7.00 |
Foreign Item Collection Fee
Pass through from collecting agent |
Varies |
| Account Research Fee (one-hour minimum) |
$30.00/hr |
| Duplicate Statement |
$6.00 |
Processing of Levy, Garnishment
or Other Legal Service |
$100.00 each |
Self-Service Coin Processing
Non-Members Only |
10% of total |
| IRA Outgoing Trustee Transfer Fee |
$40.00 |
| Abandoned Property Account |
$50.00 |
| Abandoned Property Negotiable Instrument |
$1.00 |
| Money Market Regulation D Excess Transaction Fee |
$10.00 |
| Bad Address Fee (per account) |
$5.00 |
| Lost passbook |
$15.00 |
| Verification of Deposit |
$10.00 |
Safe Deposit Boxes/Annual Fee
| 3" x 5" |
$50.00 |
| 5" x 5" |
$65.00 |
| 3" x 10" |
$75.00 |
| 5" x 10" |
$110.00 |
| 10" x 10" |
$175.00 |
| 18" x 15" |
$200.00 |
| 24" x 19" |
$250.00 |
| Late Payment Fee |
$15.00 |
| Lost Key |
$50.00 |
| Box Drilling |
$250.00 |
Wire Transfers
| Outgoing domestic |
$25.00 |
| Outgoing international |
$50.00 |
| Incoming |
$10.00 |
