SCU Credit Union will be closed on Monday, May 29, 2023 in observance of Memorial Day. You may access your funds through ATMs, Mobile and Online Banking.

Online Banking

Sharon Credit Union BlogSharon Credit Union FacebookSharon Credit Union LinkedInSharon Credit Union Twiter
SCU Credit Union Go to main content
Facebook Twitter Print

Schedule of Fees

Effective Date: August 10, 2020

Checking Accounts

MyFree Checking
MyGreen Checking
Per Check Written
MyInterest Checking
Service Charge if balance falls below $500.00
$5.00/per month
MyRelationship Checking
Service Charge if combined loan and deposit balances fall below $10,000
$10.00/per month
MyBusiness Plus Checking Monthly
Service Charge if balance falls below $5,000
$15.00/per month
Check Printing
Based on style or design
Shipping charges for all orders paid by Member
Overdraft Privilege Service (OPS) Paid Item*
Non-Sufficient Funds (NSF) Returned Item
Stop Payment
Preauthorized Overdraft Transfers from Savings
Two free per month
Monthly transfer limits apply-see Truth in Savings
$5.00 each

* Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. No overdraft fee for transactions less than $5.01. Fees capped at five per business day.

Official Checks and Money Orders

One of either FREE per day - $3.00

Online Banking and Bill Payer

Online Banking FREE
Bill Payer FREE
VIP (Remote Deposit Capture) FREE
Stop Payment of a Bill Payer Check $25.00
Copy of a Bill Payer Check $5.00
Expediated Bill Payment - Electronic $10.00
Expediated Bill Payment - Check $25.00


Miscellaneous Mortgage Fees

Preparation of Confirmatory Discharge $125.00
Preparation of Subordination Agreement $125.00
Partial Release Fee  $125.00 plus Appraisal Fee
Lien Release Letter $10.00
Written Payoff Request $25.00 (one free every 6 months)
Loan Modification Varies


Debit Mastercard®* / ATM Card*

No fee imposed by SCU Credit Union for ATM transactions at SCU Credit Union or non-SCU Credit Union ATMS. When using an ATM not owned by SCU Credit Union, you may be charged a surcharge fee by the ATM Owner or network. The ATM owner or network fees are not imposed when you see a participating SUM® or CO-OP® Network ATM.

Debit Card POS transactions at any U.S. location FREE
Mastercard® Cross-Border Fee (pass through from Mastercard®) . % of transaction
Replacement card if lost or stolen $15.00


Miscellaneous Charges

Returned Deposited Item $7.00
Foreign Item Collection Fee
Pass through from collecting agent
Account Research Fee (one-hour minimum) $30.00/hr
Duplicate Statement  $6.00
Processing of Levy, Garnishment
or Other Legal Service
$100.00 each
Self-Service Coin Processing
Non-Members Only
10% of total
IRA Outgoing Trustee Transfer Fee $40.00
Abandoned Property Account $50.00
Abandoned Property Negotiable Instrument $1.00
Money Market Regulation D Excess Transaction Fee  $10.00
Bad Address Fee (per account)  $5.00
Lost passbook $15.00
Verification of Deposit $10.00


Safe Deposit Boxes/Annual Fee

3" x 5" $50.00
5" x 5" $65.00
3" x 10" $75.00
5" x 10" $110.00
10" x 10" $175.00
18" x 15" $200.00
24" x 19" $250.00
Late Payment Fee $15.00
Lost Key $50.00
Box Drilling $250.00


Wire Transfers

Outgoing domestic $25.00
Outgoing international $50.00
Incoming $10.00