FRAUD ALERT: SCU Credit Union will never contact you and request information like PIN, account numbers, Social Security Numbers and online banking passwords. You should not give out or confirm any of this information unless YOU initiated the phone call. Use caution if you are being pressured for information immediately or if there is a sense of urgency.

SCU Credit Union will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. You may access your funds through ATMs, Mobile and Online Banking.

Online Banking

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Consumer & Specialty Loans

Consumer Loans
Effective Date: May 20, 2024
TypeAPRMonthly Payment per $1,000TermMaximum Loan
APPLY    CALCULATOR
Unsecured Personal Loans 9.49% $32.03 Up to 36 Months $10,000.00
  10.49% $25.60 Up to 48 Months $10,000.00
Solar Loan 10.49% $21.49 Up to 60 Months $35,000.00

Mass Save Super Heat Loan Program

Micro Heat Loan 0.00% $41.67 Up to 24 Months $2,000.00
Standard Heat Loan 0.00% $11.90 Up to 84 Months $15,000.00
Enhanced Heat Loan 0.00% $11.90 Up to 84 Months $25,000.00
Super Heat Loan* 0.00% $11.90 Up to 84 Months $50,000.00
Non-Owner Occupied Standard Heat Loan 0.00% $11.90 Up to 84 Months $25,000.00
Non-Owner Occupied Super Heat Loan* 0.00% $11.90 Up to 84 Months $50,000.00
* Only for heat pump installation

Overdraft Protection – 18.00% Fixed Annual Percentage Rate (APR)

Share Secured Loans – 3.00% over Primary Share Account Rate or Certificate of Deposit Rate. (Maximum loan amount: 90% of the account being pledged as collateral)

 

Rates subject to change at any time. Your Annual Percentage Rate (APR), Term and Approved Loan Amount may vary based on your credit worthiness. Advertised APR is the lowest rate available.