Online Banking

ONLINE BANKING LOGIN
SCU Credit Union Go to main content

Consumer & Specialty Loans

Consumer Loans
Effective Date: January 16, 2024
TypeAPRMonthly Payment per $1,000TermMaximum Loan
APPLY    CALCULATOR
Unsecured Personal Loans 8.49% $31.56 Up to 36 Months $10,000.00
  10.49% $25.60 Up to 48 Months $10,000.00
Solar Loan 8.49% $20.51 Up to 60 Months $35,000.00

Mass Save Super Heat Loan Program

Micro Heat Loan 0.00% $41.67 Up to 24 Months $2,000.00
Standard Heat Loan 0.00% $11.90 Up to 84 Months $15,000.00
Enhanced Heat Loan 0.00% $11.90 Up to 84 Months $25,000.00
Super Heat Loan* 0.00% $11.90 Up to 84 Months $50,000.00
Non-Owner Occupied Standard Heat Loan 0.00% $11.90 Up to 84 Months $25,000.00
Non-Owner Occupied Super Heat Loan* 0.00% $11.90 Up to 84 Months $50,000.00
* Only for heat pump installation
Minimum FICO of 640 required for the Micro, Standard, Enhanced products. Minimum FICO of 680 for the Super products.

Overdraft Protection – 18.00% Fixed Annual Percentage Rate (APR)

Share Secured Loans – 3.00% over Primary Share Account Rate or Certificate of Deposit Rate. (Maximum loan amount: 90% of the account being pledged as collateral)

 

Rates subject to change at any time. Your Annual Percentage Rate (APR), Term and Approved Loan Amount may vary based on your credit worthiness. Advertised APR is the lowest rate available.