Drive away in your new or used car financed by SCU Credit Union, or refinance your existing higher rate auto loan. We offer low interest rates and a speedy approval process. Up to 125% financing may be available subject to certain limitations.
*Best advertised rate takes precedence over any additional discounts.
Whether you have an existing auto loan or have the title to your vehicle, SCU Credit Union may be able to provide you with cash based on the equity in your vehicle.
For individuals who already have a loan on their vehicle, we may refinance the current loan and provide you with a maximum loan amount based on 100% of the NADA retail value, subject to certain limitations. No loan? No problem. SCU Credit Union can provide you financing based on 100% of the NADA retail value, subject to certain limitations. Rates and terms based on our current Auto Loan Rates. Calculate a payment or Apply >>
Finance your new or used vehicle or refinance your existing auto loan and build your credit while doing it. We give you the ability to lower your interest rate during the term of the loan. If your credit score has increased, you can reduce the interest rate on your loan up to two times for the life of the loan.
If you are a college student or recent graduate between the ages of 18 and 26, SCU Credit Union's Student Auto Loan offers qualified borrowers a discounted rate on new or used vehicle loans. Students must be enrolled in an accredited College, University, Nursing Program or Technical School or a recent graduate of an accredited 2 or 4 year College or University within two years.
*All recreational vehicles require titling by the appropriate government authority. Vehicles that cannot be titled are not eligible for financing.