FRAUD ALERT: We are aware of a scam in which fraudsters have been calling our members claiming to be from SCU Credit Union. Scammers can “spoof” the name and number on a phone call or text message in the hopes that you will answer. As a reminder: SCU Credit Union will never contact you and request information like PIN, account numbers, Social Security Numbers and online banking passwords. You should not give out or confirm any of this information unless YOU initiated the phone call. Use caution if you are being pressured for information immediately or if there is a sense of urgency.

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Loans on Consumer Vehicles for Business Use

Finance your purchase of a new or used vehicle or refinance your higher rate auto loan for consumer vehicles used for your business. Vehicle must be manufactured for household use such as a passenger vehicle, including minivans, SUVs, pick-up trucks, etc., but not vehicles that are part of a fleet or vehicles used to carry fare-paying passengers, including part-time Uber or Lyft use.

New Business Auto Loans
Effective Date: February 16, 2024
Vehicle YearAPR*Monthly Payment per $1,000Term
Apply     CALCULATORS
2023-2024 6.49% $18.77 Up to 63 Months
  6.89% $17.00 72 Months
  6.89% $16.45 75 Months
  7.54% $15.36 84 Months
*84 Month Term is only available on vehicles with less than 30,000 miles & loans greater than $30,000

Used Business Auto Loans
Effective Date: February 16, 2024
Vehicle YearAPRMonthly Payment per $1,000Term
Apply     Calculators
2020-2022 6.74% $18.89 Up to 63 Months
  7.39% $17.24 72 Months
  7.39% $16.69 75 Months
2017-2019 6.89% $18.96 Up to 63 Months
  7.49% $17.29 72 Months
  7.49% $16.74 75 Months
2014-2016 7.89% $19.44 Up to 63 Months

APR = Annual Percentage Rate

Rates subject to change at any time. Up to 125% financing available based on credit worthiness on consumer vehicles years 2014-2023 financed for business use. Your Annual Percentage Rate, Term and Approved Loan Amount may vary based on your credit worthiness. Please ask a loan representative for details regarding how your rate is determined. Maximum vehicle mileage is 120,000.

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