5 Reasons We Overspend (and How to Overcome Them)
It’s happened to all of us: We get into a shopping frenzy for one reason or another and the next thing we know, our budget is blown. Why do we overspend, and how can we fight the urge?
Read on to learn what you do can help you fight the urge.
What are the Advantages of a HELOC?
You might be living in your best source of funding for anything from home improvement to debt consolidation or anything else! A home equity line of credit, or HELOC, lets you borrow against the equity you have in your home.
Read on to see why a HELOC from SCU Credit Union just might be your best choice.
How Can I Use a Job Loss as a Stepping Stone for Growth?
If you’re facing job loss, either because of the pandemic or some other reason, it doesn’t have to be the end of the world. This is a great time to step back, consider the career goals you had in the past, and see where you need to be to get there.
Read on to learn how to figure out your dream job and see what you need to make it real!
How To Dispute An Error On Your Credit Card Report
Sometimes you may find an error in your credit card report. It might be a sharp decline in your score when you know you haven’t changed your spending or bill-paying habits, a large transaction you’re sure you’ve never made or an unfamiliar line of credit. While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score.
Read on to learn all of our tips on how to dispute an error on your credit card report:
A Guide to Opening Your First Credit Card
Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!
Read on to get our guide and all of our do's and don'ts for opening a credit card.
Your Complete Guide to Identity Theft Protection
Are you worried about #identitytheft? If you’re not, you should be! Millions of people fall victim every year, but you can stay safer with some simple steps. We’ve got a list of simple steps you can take to keep yourself out of the thieves’ crosshairs!
Read on for all of our tips on how to avoid identity theft.
11 Ways To Save On Back-To-School Shopping
Don’t drop your sunblock, but it’s almost #backtoschool time again! You don’t need to spend yourself into debt just because everyone else seems to be doing it. Instead, take a proactive, mindful approach when shopping for the new school year and spend hundreds less than the national average. Let Sharon Credit Union show you how!
Read on to learn all of our hacks on how tou can save on back-to-school shopping.
10 Things You Can Do to Avoid Fraud
If you spot a scam, tell someone and then tell the FTC. Your reports help the FTC and other law enforcement investigate scams and bring crooks to justice. Sharon Credit Union came up with 10 things you can do to avoid fraud and recognize situations in which you are a target to scammers so that you can be better prepared to report fraud.
Read on to discover the 10 things you can do to avoid fraud and learn about how you can catch and prevent fraud attempts.
9 Ways For Kids to Make Money
The best way to teach a child financial responsibility is by encouraging them to earn and manage money on her own. As August begins and kids get bored, there are many opportunities for them to pull in some extra money.
Read on to learn all of the ways kids can make some extra money this summer.
12 Things To Do Before Your Summer Getaway
We’ve got a list of hints and tips that will save you time, money and most importantly aggravation before, during and after your getaway! Whatever your plans, here’s a list of things to take care of before you leave.
Read on to see our whole pre-vacation checklist!
7 Steps To A Mid-Year Financial Checkup
It's time for a mid-year financial checkup! Take a look at your monthly budget and see if it needs any adjustments, and try to factor in any large expenditures coming up. Give yourself a financial checkup before the summer gets away from you.
Read on to learn all 7 of our steps to a mid-year financial checkup!
3 Ways Your Credit Union Can Help Fund Your Summer Vacation
Is the beach calling? Are the kids carving mouse ears out of soap? It’s vacation time! Let Sharon Credit Union help you make your dream trip a reality!
Read on to find out how Sharon Credit Union can help fund your summer vacation.
4 Parking Lot Scams to Look Out for This Summer
So, you watch for #scams on your computer, in your mail and in stores, but have you ever heard of parking lot scams? They’re as old as cars, come in four major guises and are everywhere during the summer.
Read on to make sure that you have the right information to stay safe!
6 Ways to Finance a Home Renovation
Home renovations are a great way to make your old house feel new again. Whether it be a renovation just for the sake of change, or a necessary change due to an unexpected emergency, Sharon Credit Union may be able to help. We are suggesting 6 Ways that Sharon Credit Union could finance your home renovations and providing options that are attractive and sutiable to different member needs or financial situations.
Read on to find out how Sharon Credit Union could help finance your home renovations.
7 Money Myths You Need to Stop Believing Now
We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false.
Read on for 7 money myths that might be causing you more financial stress than benefit.
How To Enjoy A Busy Wedding Season Without Going Broke
It’s #wedding season, and all those invites can really drain your wallet if you don’t shop smart! From saving on clothes and gifts to traveling on the cheap, check out our tips!
Read on to find out how you can attend the celebrations without breaking your wallet.
6 Ways to Save Money on Gardening Equiptment and Supplies
Want to reconnect with the earth and do some gardening? We’ve got six hacks that will save you big money!
Read on to learn how you can afford the garden of your dreams!
Features You Should Look for in a New Car
Picking out the features you want in a new car can be like picking items off a menu … you want a bit of everything! Fortunately, we’ve gone through the most popular ones to help you pick the most important ones, the fun ones and the ones to skip.
To learn which must have safety features you should seriously consider in your next vehicle and which fun options might be right for you, read on.
7 Signs You're Living Beyond Your Means and How to Fix Them
If you can’t seem to dig out of a financial hole, you might be living beyond your means. But how to tell? Are you saving or are you living without rainy day and emergency funds? Carrying a credit card balance month to month? Do monthly bills create tremendous stress? Do your house and car payments bust your budget? If some or all of these apply to you, read how you can make fixes.
Do You Need a Rainy Day Fund and Emergency Fund?
In an effort to simplify their money, people sometimes consolidate accounts. This is OK in many instances, but it’s important to remember that rainy day funds and emergency funds serve different purposes. Additionally, it’s important to have not just one, but both funds available to tap into as needed.
Read on for all your questions on rainy day and emergency funds, answered.
5 Questions About Your Financial Future to Ask Yourself Today
It's important to stay on top of your finances. Here are 5 financial questions to ask yourself. Depending on your answers, they may help motivate you to to get on track!
7 Questions to Ask Yourself Before Making a Large Purchase
You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. You’re thrilled!
That is, until a few weeks later when the credit card bill comes, and buyer’s remorse hits. You can’t help wondering: Was it really worth the price?
Book Review: Financially Ever After
It’s almost impossible to find two people who have identical approaches toward money management. We all have our own ideas about spending, budgeting and saving. What one person calls being cheap, another calls being frugal, and yet a third will call total deprivation.
5 Ways to Budget For Your Wedding
Are you ready to tie the knot, but don’t know if you can afford a wedding? You don’t need to skimp on the wedding of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say “I Do” without stressing over wedding costs.
If you’re a young parent trying to make sense of the stock market in between grocery shopping and PTA meetings, you likely don’t have the time or headspace for the in-depth articles on sites like Investopedia and Bankrate. And yet, mommy-brain notwithstanding, you don’t feel comfortable plunking down your money without first reading up on your investment of choice.
Rising Interest Rates
If you follow the national business news, you are likely getting mixed messages about the state of the economy. While never very reassuring, pundits’ opinions on the stock market and the country’s economic state are changing as frequently as the weather.
What Were the Actual 2018 Tax Changes?
What were the exact changes made to the U.S. tax code this year? There was so much talk about the proposed changes to the tax code, and many of the changes signed into law with the official Tax Cuts and Jobs Acts were quite different from those planned.
6 Common Tax Mistakes To Avoid
It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms, and pay stubs, and get to work. Whether you choose to go it alone, use a tax-prep computer program or hand it all over to an accountant, start with checking out our handy list of common mistakes people make on their tax returns.
Financial Planning For College: How To Get The Most Out Of The FAFSA
If you’re the parent of a college-bound high school student, you’ve probably already started receiving junk mail with pictures of big, impressive stone facades on the outside and big, appalling price tags on the inside.
Ready, Set, Go...to College
It may seem like yesterday when you were sending your child off to preschool. And now you’re preparing him for college!
The process of a child leaving home is a major milestone that is made extra complex because of the emotions it generates.
The Real deal on the 2018 Tax Changes
The current administration is implementing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment. Unfortunately, though, most of them will do little, if anything, for the state of the economy.
The iPhone X and Decoy Pricing
Retailers often manipulate our spending habits. For instance, every time you shop, your choices are likely influenced by pricing tactics like BOGO, anchoring and high-end pricing.
And then there’s the tactic favored by Apple: decoy pricing.
7 Ways to Save on Thanksgiving Costs
Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for seven easy ways to save on Thanksgiving costs this year.
Should I Make A Balance Transfer?
Are you considering a balance transfer to an interest-free card and wondering if it's a good idea? While transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life, there are some things to be aware of. Consider these pros and cons:
Dealing With A Financial Setback
If you’re hit with hard times, here are some tips to keep in mind.
Financial setbacks come in all shapes and sizes. It can be an expensive household repair, a medical emergency, getting laid off or the birth of a baby. Whatever the situation, it’s impossible to plan for every financial hit you will take in your lifetime.
Plan For The Payoff When You Plan Your Student Loans
When your student understands the long-term consequences of accumulating..
4 Ways To Repay Your Student Loans With Help From Sharon Credit Union
We can help you pay back your loan.
America Saves Week - Saving For The Future Can Save The Day
The week of February 27 to March 4, 2017, is America Saves Week.
6 Questions Your Auto Dealer Hopes You Can't Answer
Let’s go through some of the more challenging parts of automotive financing.
Personal Loans: The Swiss Army Of National Finance
Sometimes life throws expensive surprises.