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Perspectives, Financial and Otherwise,
from SCU Credit Union

12/4/2024 | Education

How to Plan for a Debt-Free Holiday

The holiday season is a time of joy, giving, and celebration. Yet, for many, the pressure to buy gifts can tempt even the most diligent savers to rely on credit cards. But, without a clear plan, you might find yourself starting the new year with unwanted debt.

12/2/2024 | Finances

The Art of Giving: Tipping and Gift Budgeting for the Holidays

The holiday season, with its festive lights and joyful gatherings, is upon us. But with the cheer comes the challenge of gift-giving and tipping. Many of us feel the pressure to show our appreciation through presents and tips, but how do you balance your budget while still spreading holiday joy? In this guide, we'll walk you through how to plan your holiday shopping — all while making sure you don’t break the bank.

11/22/2024 | Education

Top Home Improvement Projects for a Warmer Winter

Cold drafts and high energy bills can be a real pain when the temperatures drop. But don't worry, we've got you covered with some top home improvement projects that will help keep your home warm and cozy all winter long.

11/18/2024 | Finances

Maximizing Your Spending with Credit Card Rewards: A Practical Approach

In today's world, where every dollar counts, finding ways to maximize your spending can significantly benefit your financial health. One of the most effective strategies is leveraging credit card rewards.

11/14/2024 | Education

Coin Counter Services at SCU Credit Union

Turn Your Loose Change Into Savings

At SCU Credit Union, we offer you convenient and hassle-free coin counting services. Whether it’s spare change from the couch cushions or a jar full of coins, our self-service coin counters are here to save you time and effort.

10/24/2024 | Education

Is It Time to Renew or Turn in Your Auto Lease?

If your auto lease is coming to an end, you might be wondering what your next steps should be. This can be both an exciting and a daunting time, as you decide whether to renew your lease, turn in your vehicle, or perhaps even purchase the car outright.

10/23/2024 | Finances

Maximizing Your Spending with Credit Card Rewards

Credit cards can be more than just a tool for making purchases—they can be a way to earn rewards. If you're like most consumers, you may not be fully utilizing the benefits that come with credit card rewards.

8/6/2024 | Education

Be Aware of These New Scams – Romance, Smishing and Impersonation

Scammers are becoming increasingly sophisticated in their attempts to steal personal and financial information. Here are some of the most prevalent scams targeting checking and savings accounts.

6/11/2024 | Finances

Affordable EVs are Here

Considering an electric vehicle (EV)? Explore affordable new & used EV options, federal & Massachusetts EV incentives, and cost-saving tips get you in a greener ride!

2/23/2024 | Finances

Lower Heating and Cooling Bills with a Mass Save® Heat Loan

The Mass Save® Heat Loan program presents residents with 0% interest loans, making it substantially easier to manage the upfront costs of energy-efficient upgrades. Imagine being able to enhance your home's comfort and value, all while keeping your savings intact.

2/15/2024 | Finances

Your Debit Card Earns Rewards on Every Purchase with uChoose Rewards®!

Earning points using your SCU Credit Union Debit Mastercard® is easy... and redeeming the points you earn is fun. With uChoose Rewards®, whether you're filling up the tank, making the weekly grocery run, or shopping online, every time you use your Debit Mastercard® adds valuable points.

1/19/2024 | Finances

Your Complete Guide to "Santa Shock" Budget Recovery

As the credit card bills from the holiday season begin to arrive, many of us experience a phenomenon known as "Santa shock." Its primary symptoms include the aftermath of a disorganized household and disrupted daily schedules, coupled with the looming presence of credit card statements revealing the ghosts of past purchases. Learn how to bounce back by reading our guide to Santa Shock Recovery on our latest blog post.

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11/20/2023 | Lifestyle

Black Friday Savings: 10 Tips to Maximize Your Shopping Spree

Ready to make the most of this year's Black Friday? Discover expert tips on planning, researching deals, and staying safe while scoring fantastic discounts. Don't miss out on this guide to a stress-free shopping experience.

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6/21/2023 | Lifestyle

50 Budget-Friendly Activities to Try This Summer

Summer is officially here! Here are fifty fun activities you can do to make your summer memorable without breaking your budget.

6/6/2023 | Lifestyle

Four Home Improvement Projects With High Long-Term Return

Improving your home doesn't just refresh your living space, but it can also significantly increase the value of your house. Here are some projects you can do to provide some long-term return to your property.

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2/3/2023 | Lifestyle

Six Ways to Save on Airfare

Much of the cost of an overseas trip can come from the airfare alone. Knowing where and when to look for flights can ease a lot of frustration and save you time and money, as well. 

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1/10/2023 | Lifestyle

What to Buy and What to Skip in January

The major shopping holidays may be over, but there are still great deals out there, if you know where to look! Our latest blog post covers what you should buy and what you should skip while shopping in January.

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1/5/2023 | Lifestyle

5 Workplace Resolutions for the New Year

We're officially into the new year, which means you're likely focusing on your resolution list. Our latest blog post focuses on going beyond the typical weight loss resolutions to introduce some changes into your workplace life as well.

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