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Perspectives, Financial and Otherwise,
from SCU Credit Union

6/6/2024 | Education

Worried about Check Fraud – Shred Your Checkbook

Is it time to start talking about shredding our checkbooks?

12/1/2023 | Education

Streamlining Your Finances: A Guide to Linking SCU Credit Union Cards with Apple Pay and Google Wallet

Discover the future of effortless transactions with SCU Credit Union! In this quick guide, learn how to seamlessly link your SCU Credit Union Debit Mastercard and SCU Credit Union Visa Credit Card to Apple Pay and Google Wallet. Enjoy the convenience of contactless payments, enhanced security features, and real-time transaction alerts. Upgrade your payment experience today and embrace a new era of digital financial freedom with SCU Credit Union.

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9/21/2023 | Education

Protecting Yourself from Debt Collection Scams

Scammers are capitalizing on financial worries, using threats and manipulation to coerce victims into paying non-existent debts. Don't let fear and deception lead you into their traps. Learn how to spot these scams and safeguard your finances with our latest blog post.

7/7/2023 | Security

AI Fraud and How to Protect Yourself

Artificial Intelligence provides new ways to automate tasks, but unfortunately, it can also give scammers help in pulling off schemes. Learn what to look for and how to keep yourself safe!

3/28/2023 | Security

World Backup Day: Ensure Your Professional Data is Safe and Secure

World Backup Day presents an excellent opportunity to ensure that all of your data is safe and secure. Whether you choose a local backup, cloud backup, or a hybrid of both, creating a backup strategy will help protect your data should disaster strike.

3/3/2023 | Security

Protecting Your Loved Ones from Elder Fraud

The elderly population has become even more susceptible to fraud with the increase of convincing and persuasive techniques that aim to scam them. It is important to know the techniques of these fraudsters in order to protect them and make sure they don't fall victim.

2/15/2023 | Security

Don’t Get Caught in a P2P Scam

P2P payment services like Zelle and Venmo make sending and receiving money with friends simple, but they can also leave your money vulnerable if you aren't careful. Learn how to keep yourself safe on our latest blog post.

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1/18/2023 | Security

How to Stay Safe From Credit Card Fraud

According to data from the Federal Trade Commission, there were nearly 250,000 cases of credit card fraud reported in the first half of 2022 alone. Learn how to keep yourself safe from fraud on our latest blog post.

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11/17/2022 | Security

SCU Credit Union Warning Members of Texting Scam

Text messages that provide a link to update your account security are NOT from SCU. Please do not click the link or enter any information. This is a scam!

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9/27/2022 | Security

Cybersecurity Crash Course

Hackers and scammers are constantly developing new techniques to gain access to unsuspecting victims accounts. This crash course will teach you how to protect yourself from cyberattacks.

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7/12/2022 | Security

Beware of Malware Scams

Malware scams aim to trick victims into giving them access to their personal information, passwords, and bank account information by claiming to be employees of legitimate technology companies. Learn the warning signs of these scams, and what to do if you've been targeted on our latest blog post.

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4/7/2022 | Lifestyle

Watch out for Sport Ticket Scams

Baseball season is finally here! Don’t fall victim to a sports ticket scam when you are looking to purchase tickets online. Here are important tips to make sure you get your hands on legitimate tickets and that your credit card information stays out of the hands of scammers.

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3/30/2022 | Finances

Beware of Debt Relief Scams

It’s tempting to think there’s a company out there that can get you instant debt relief or rapidly fix your credit score, but it’s just not possible. There are many scams that will try to take advantage of people by offering claims such as these to people who are in dire financial situations.

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11/30/2021 | Finances

All You Need to Know About Multifactor Authentication

A hacker may be able to steal your password, but nowhere outside spy films do they get your retina scan, fingerprint or face. Learn why we use Multifactor Authentication for online and mobile banking.

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3/9/2021 | Security

Report Scams to the National Elder Fraud Hotline

Sadly, as our population ages, more and more seniors are becoming the victims of various frauds and scams; however, the National Elder Fraud Hotline is here to help! Callers can remain anonymous, and workers on the hotline will help with filing reports and give guidance as to how to recover as much of the lost money as possible.

Read on to learn more. 

12/14/2020 | Security

Don’t Fall Prey to Holiday Scams

Be on the lookout this holiday season. Don’t let the hunt for that perfect toy lead you into falling prey to a scam! The “Secret Sister” gift exchange is back too. It’s still illegal to participate, but now there’s a social media twist. We’ve got the info you need to stay safe!

Read on to learn how to keep your money and your identity safe, and jingle all the way to a happy holiday!

1/20/2020 | Finances

How To Dispute An Error On Your Credit Card Report

Sometimes you may find an error in your credit card report. It might be a sharp decline in your score when you know you haven’t changed your spending or bill-paying habits, a large transaction you’re sure you’ve never made or an unfamiliar line of credit. While it can be disconcerting to find a mistake in your credit report, the good news is you can contest errors like these and fix your score.

Read on to learn all of our tips on how to dispute an error on your credit card report:

3/18/2019 | Security

One Simple Step to Better Protect Yourself Online

You've installed virus protection on your computer, but have you done everything possible to protect yourself? An updated browser offers protection against the most recent scams, phishing attacks, viruses, Trojans, and more. Newer browsers have security patches that may not be present in your older browser.

Read more about protecting yourself online.

2/21/2019 | Security

Student Loan Scams

College students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re quick to offer you an easy — but completely bogus — way to free yourself from that debt. Or, they might falsely claim you owe the feds taxes on your debt. If you’re already stressed about your student loans, that makes you an easy target.

Don’t get scammed! All it takes is a lack of knowledge and a small blunder to be out thousands of dollars.

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1/11/2019 | Security

All You Need to Know About Facebook's Latest Bug

Last month, Facebook announced that its internal team found a photo API bug in the social media platform which may have exposed the unshared photos of 6.8 million users. 

Read on for all you need to know about the recent Facebook bug. 

12/21/2018 | Security

5 Scams to Watch for After the Holidays

The holidays may be over, but the scams aren’t! Even after the holidays, there are fraudsters to watch out for. Don’t let your holiday bliss be ruined by scams. Read our tips to steer clear!

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11/28/2018 | Security

Fake Check Scams on the Rise

In early September, the Better Business Bureau (BBB) released a report warning about a spike in fake check scams. These scams now reach 500,000 victims each year. 

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11/13/2018 | Education

Staying Safe Online

A compromised computer can put you at risk for money loss, phishing scams or even complete identity theft. Read on for steps you can take to keep yourself safe online.

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10/23/2018 | Education

Credit Card Fraud in Fives

No one wants to be the victim of credit fraud. Aside from the stolen money you may never recover, victims of fraud can be faced with an enormous hassle. That hassle involves the closing of accounts, putting a fraud alert on your credit and a huge ding on your credit history, which can be difficult to fix. 

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10/18/2018 | Security

Beware the Blackmailing Scam

Blackmail and extortion are some of the oldest tricks in the book — because they work. That’s why a fresh wave of these scams hit the internet last month, ensnaring dozens of victims. Here’s what you need to know about these scams.

How it works

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9/13/2018 | Education

6 Steps for Creating and Keeping Strong Passwords

Your passwords are the keys to your life. And when it feels like there’s another big security breach every week, you want to be sure those passwords are strong and safe. 

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8/16/2018 | Security

Look Before You Pump! Don't Get Skimmed at the Gas Station

Gas-pump skimming is an old crime making a comeback, and your card may be at risk. Since skimmer devices are almost invisible, they can be difficult to spot. And Bluetooth technology lets the scammer remotely obtain the info it collects from as far as 100 yards away.

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7/20/2018 | Security

All You Need To Know About The Ticketmaster Breach

Hackers are at it again! This time, they're skimming information on third-party sites in what may be the largest credit breach ever.

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7/18/2018 | Security

All You Need to Know About Smishing Scams

Text messaging has come under attack as one of the most vulnerable mediums for identity theft and more. Here’s what you need to know about an SMS message-based scam called “smishing.”

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7/3/2018 | Education

7 Ways to Spot a Loan Scam

Your credit’s trending the wrong way and you’re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you – and the few that are offer very unforgiving terms. 

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5/22/2018 | Security

Beware of Social Media Scams

Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.

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4/10/2018 | Finances

Beware of Cryptocurrency Hacks

Cryptocurrency is all the rage. Money you can’t see? Online accounts that aren’t regulated by big banks or even the feds? It has a futuristic feel, and anyone and everyone seems to be buying into the trend.

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3/29/2018 | Security

Medical Identity Theft

Medicare is replacing its old cards with new ones. They contain an 11-digit code instead of a Social Security number. Unfortunately, even though the cards have not yet been issued, scammers are taking advantage of this change. 

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3/21/2018 | Security

Beware of Business Scams

How much would you pay for the opportunity to work from home and earn six figures in less than 90 days?

That’s exactly what the Digital Altitude company promised:

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2/21/2018 | Security

Beware of Intel Patch Scams

Last month, we learned that millions of processors throughout the world were vulnerable to hackers. The problems, known as Spectre and Meltdown, lie within chips of computers and smartphones, making them...

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2/12/2018 | Security

ATM Jackpotting Scam

Jackpotting attacks on ATMs have been spreading through Europe and Asia for quite some time now. Recently, though, Brian Kreps reported that the Secret Service has warned of jackpotting scams hitting the United States.

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1/18/2018 | Security

Phone Cloning and Digital Self Defense

Did you know it’s possible to clone a phone? It involves copying the identity of one phone to another. In fact, in today’s digital world, when we use them for everything from ordering an Uber to paying for purchases, mobile phones can be a major source of security breaches. And as frightening as it sounds, the only thing a hacker needs to launch a major attack is your phone number.

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11/29/2017 | Education

Beware of Banking Scams

There’s been a recent uptick in banking scams where criminals pose as representatives of the victim’s financial institution, thereby obtaining sensitive information. The scammers use the credit union’s social media account or likeness to appear authentic.

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10/23/2017 | Finances

Beware Debt Relief

More than 42 million Americans have student loan debt, with their collective debt topping $1.4 trillion. Unfortunately, these big numbers make student loan debtors excellent targets for scams.

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10/11/2017 | Finances

Updates on the Equifax Breach

It’s been several weeks since the massive Equifax data breach became public knowledge. While there are still more questions than answers, lots of factors have been clarified. Here are some of the most common questions answered so far:

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7/18/2017 | Kids & Money

Beware of Scams! Give Your Kids Tools For Standing Up To Con Artists

The world is a big and beautiful place.

Unfortunately, it is also filled with unethical people who are trying to take advantage of the innocent and the naive at every turn.

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7/11/2017 | Security

Beware Of Fake Checks! 3 Tips To Protect Yourself From The Latest Scam

Personal checks look simple and innocent. Recently, though, the Federal Trade Commission (FTC) and other agencies have warned about increases in fake check scams.

There are several variations of the scam, and they all end with you losing thousands of dollars.

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7/5/2017 | Security

Summertime in Scam City

Scammers don’t take summers off. 

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6/21/2017 | Security

Home Improvement Scams

Here are some signs you might be working with the wrong person.

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3/30/2017 | Security

Stay Away From These Airbnb Scams

An Airbnb host you were interested in sends you a link to several other properties they have for rent. 

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3/9/2017 | Security

3 Tech Support Scams To Watch Out For

It’s important to be vigilant when browsing, and watch out for these three tech support scams.

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3/1/2017 | Security

Beware Of The Fake Tax Form Scam

Tax season means a paperwork blizzard. 

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2/1/2017 | Security

Beware These Utility Scams

The Department of Consumer Affairs has warned of a new scam targeting utility customers.

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12/12/2016 | Security

Going Away For The Holidays? Don’t Announce It Online Until You’re Back

It’s better to be safe than sorry.

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11/22/2016 | Security

Dealer Auto Finance Scams

We'll talk about what to look for and how to avoid dealer finance scams so you don’t spend too much on your next car.

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11/14/2016 | Security

Watch Out For These Product Recall Scams

A product recall is never pretty

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11/9/2016 | Security

Get These Things Out Of Your Purse Or Wallet Now

Give your purse or wallet a good once over.

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9/21/2016 | Security

ATM Fraud On The Rise: Staying Safe While Getting Cash

Scammers are everywhere in web-based commerce

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9/6/2016 | Security

3 Tips To Avoid Being Taken By Rental Scams

Renting an apartment can be scary

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